Community Reinvestment Analyst II

• Lead collection, qualification, and documentation of CRA investments, services, community development loans, and other CRA examination reporting

• Prepare and maintain CRA and Fair Lending performance context documentation

• Conduct CRA and Fair Lending assessments, mapping, and reviews

• Manage branches, loan production offices, and deposit production offices in CRA-related systems, including tracking openings, closings, and relocations

• Conduct branching assessments for openings, closings, and relocations

• Analyze CRA performance trends, identify gaps, and recommend corrective actions

• Advise internal stakeholders on CRA and Fair Banking matters, regulatory changes, and best practices

• Assist with project management of regulatory change initiatives

• Mentor CRA staff and Spend Life Wisely Ambassadors

• Develop and deliver CRA and Fair Banking training sessions

• Collaborate with senior management to communicate CRA performance and strategic priorities

• Build relationships with business units to align with CRA goals and mitigate compliance risks

• Support internal and external audits and regulatory examinations

• Maintain current procedures and documentation for audit readiness

• Perform other duties as requested by the CRA Officer or management

• Bachelor’s degree in Business, Finance, Public Policy, or related field (or equivalent experience)
• Minimum of 3 years of experience in CRA compliance, community development, or regulatory reporting
• Proficiency in CRA software (e.g., RATA Comply) and Microsoft Office Suite
• Strong analytical and data interpretation skills
• Familiarity with Jack Henry or other financial systems is a plus
• Deep understanding of CRA and Fair Lending regulations
• Strong written and verbal communication skills
• Ability to manage multiple priorities in a fast-paced environment
• Demonstrated leadership, judgment, and problem-solving abilities
• Self-motivated and collaborative team player
• Ability to adhere to timelines and schedules and prioritize tasks
• Willingness to travel occasionally for training or community engagement
• Ability to complete required annual compliance exams
• Ability to adhere to all First United policies and procedures

Demonstrates expertise in CRA compliance and Fair Lending regulations, with strong analytical skills to assess performance trends and recommend corrective actions. Proven ability to manage projects, mentor staff, and deliver training while maintaining audit readiness and compliance with regulatory standards.