Principal: Credit and Post Investment Officer

Our client has an opportunity available for a Principal:
Credit and Post Investment Officer based in Durban.

Requirements:

• B Com Honours or Post Graduate Diploma in a related field, CFA, MBA or equivalent qualification.
• 8+ years’ experience in a lending environment, investment banking, management consulting, development finance, corporate finance or similar field.
• Previous experience in corporate finance- essential.
• Deep understanding of the lending and credit risk environment.
• Strong credit risk skills, financial modelling, risk management and restructuring capabilities.
• Understanding of corporate finance principles.
• Familiarity with regulations in the industry.
• Demonstrable value-add through operational or strategic oversight in investee companies.

Responsibilities:

• Support the disbursement of funds and assess whether funds have been applied for the intended purposes.
• Oversee and monitor the implementation of projects.
• Monitor whether the intended developmental outcomes are achieved.
• Lead the proactive monitoring of investments on a continual basis to ascertain the quality of the book.
• Ensure that client financial statements are received on time and analysed to determine the financial health of investments.
• Verify adherence to pre-determined covenants, undertakings and milestones as per the funding agreement.
• Plan and execute periodic site visits to clients for performance and continual risk monitoring.
• Identify early warning signs of deterioration and institutes timeous.
• Assists junior members and specialists to develop turnaround solutions and assists in the recovery phase.
• Draft turnaround solutions for investments identified as being in financial distress.
• Responsible for security perfection, reviews and periodic valuation.
• Assists Legal with recoveries when business fails.
• Oversees knowledge management activities.