Graduate Programme – Independent Financial Adviser (IFA) Outlook Financial Services in partners

• RE5 qualification

Are you a motivated graduate ready to launch your career in financial services? Momentum Distribution Services (MDS) invites you to join our IFA Graduate Programme
, a structured three-year journey designed to build your professional competence, ethical awareness, and client-focused skills while contributing to meaningful community initiatives.

This programme offers accredited training, mentorship, and hands‑on experience in the dynamic world of financial advice, preparing you to become a trusted adviser of the future.

• Structured career path from administrative support to financial adviser.
• Accredited training and mentorship from industry experts.
• Exposure to both business operations and community initiatives.
• Opportunity to contribute to transforming the financial advice landscape by supporting inclusivity and diversity.
• Competitive stipends and salaries with co‑funded progression.

Stipend: R6 500 per month

Focus: Technical proficiency, compliance, and client support

• Support IFAs with client onboarding, administration, and compliance documentation.
• Participate in structured learning modules covering technical, business, and client training.
• Gain exposure to financial needs analysis, compliance (FAIS, POPIA), and client communication.
• Demonstrates high‑quality processing and resilience in follow‑ups, ensuring cases are resolved promptly within stringent performance standards..
• Build strong relationships with clients, mentors, and stakeholders.
• Develop skills in practice management, financial literacy, marketing, and digital tools.
• Receive continuous mentorship and coaching.

Salary: R14 000 per month

Focus: Holistic financial planning and advanced technical skills

• Transition into the paraplanner role, supporting advisers with financial planning.
• Begin preparation for Regulatory Examination (RE5).
• Learn to develop holistic financial plans, identify cross‑sell and upsell opportunities, and manage client reviews.
• Apply knowledge of financial products, quoting processes, and client segmentation.
• Continue mentorship and structured training through the New Adviser Academy.
• Strengthen analytical, reporting, and client relationship skills.

Salary: R18 000 per month

Focus: Fit & Proper Competency and adviser readiness

• Transition into a junior financial adviser role, working under supervision.
• Complete Fit & Proper Competency requirements, including:
• Class of Business training
• Product‑specific accreditation
• RE5 qualification
• Gain practical exposure to client‑facing engagements, advice delivery, and ethical practice.
• Participate in quarterly mock client‑facing assessments to refine advisory skills.
• Build confidence in delivering inclusive financial solutions aligned with Momentum's values.
• Prepare for long‑term career progression, including potential RE1 exams and CFP designation.

• Minimum of a BCom degree in Financial Planning, Estate Planning, Legal Business Management, Marketing, Communications or Finance .
• Strong digital capabilities and willingness to engage with diverse stakeholders.
• No prior industry experience required – this programme is designed for graduates eager to learn and grow.
• Must reside in the region of placement and surrounding areas.

• Support IFAs with client onboarding, administration, and compliance documentation.
• Assist in preparing reports, presentations, and data analysis to inform business decisions.
• Ensure compliance with FAIS, POPIA, and other regulatory requirements.
• Participate in structured learning modules, assessments, and feedback sessions to build professional competence.
• Deliver professional, client‑centred support to IFAs and their clients.
• Build and maintain positive relationships with clients, community partners, and internal stakeholders.
• Contribute to service delivery that meets agreed standards and expectations.
• Recommend enhancements to client service and promote fair treatment…