Financial Examiner-Bank Team

Job Title

Financial Examiner-Bank Team at NC Department of Health and Human Services

North Carolina State Government is one of the state’s largest employers, with over 76,000 employees all working toward a common goal: a safer and stronger North Carolina. We are a large organization comprised of various agencies, offices, and universities, each providing important public services.

Office of the Governor

OCOB Financial Examiner (NS)

This is a continuous posting until vacancy is filled. The N.C. Office of the Commissioner of Banks (NCCOB) is responsible for the chartering and regulation of North Carolina's state banks, trust companies, mortgage companies, and for the registration and licensing of various financial institutions operating in North Carolina. Our mission is to promote and maintain the strength and fairness of the North Carolina financial services marketplace through the supervision and regulation of financial service providers in that marketplace.

• 12 annual paid holidays
• Health Insurance and Supplemental Benefits
• Retirement Plan
• Public Service Loan Forgiveness (PSLF)

• Identify actual and potential issues that impact the institution's risk profile. Under the appropriate level of supervision, recommend corrective action based on acquired knowledge and observation of best practices.
• Demonstrate strong communication skills and convey examination findings in oral and written form.
• Exercise above average interpersonal skills and handle confrontational situations with bank management.
• Serve in a leadership role (examiner-in-charge, asset manager, operations manager) in banks with moderate-to-high risk profiles and increasingly complex structures; may serve on joint examinations with Federal regulators and coach less‑experienced examiners.
• Maintain strict confidentiality and discretion while conducting business; exercise sound judgment in a team environment and adapt to changing circumstances.

• Good working knowledge of laws, rules, regulations, industry standards, and accounting/reporting processes applicable to banking.
• Experience applying this knowledge in analyzing banking financial records and identifying areas of risk, material deficiencies, and violations of state and federal laws and regulations.
• Past experience presenting concise, comprehensive, and accurate findings of bank conditions both orally and in writing.
• Proficient in Excel, Word, and PowerPoint.

• Prior experience in the regulatory oversight of financial institutions.
• Completion of the FDIC Introduction to Examinations School or CSBS Certified Operations Examiner School, FDIC Financial Institution Analysis School or CSBS BANK Dynamics School, FDIC Asset Liability Management School or the FRB Principles of Asset Liability Management, and the FDIC Loan Analysis School or CSBS Credit Evaluation School.

Candidate must possess a bachelor’s degree in a related field (banking, finance, business) and a minimum of two courses of accounting. In addition, at least two (2) years of recent professional experience in the banking industry, or an equivalent combination of education and industry experience.

Jenny Toler
JTOLER

The State of North Carolina is an Equal Employment Opportunity Employer and dedicated to providing employees with a work environment free from all forms of unlawful employment discrimination, harassment, or retaliation. The state provides reasonable accommodation to employees and applicants with disabilities; known limitations related to pregnancy, childbirth, or related medical conditions; and for religious beliefs, observances, and practices.

Hybrid work environment: office location is your home; overnight travel 50‑75% based on assignment;
Monday‑Thursday 10‑hour day schedule.

Recruitment Range: $50,000 to $110,000 annually.