Commercial Real Estate Asset Manager

Responsibilities

• Safeguarding assets by managing an existing portfolio of loans secured by commercial income-producing properties
• Perform comprehensive underwriting by analyzing property operating statements, rent rolls, lease abstracts, and pro forma projections for various asset types
• Calculate and analyze key real estate metrics including Net Operating Income (NOI), Debt Service, Debt Service Coverage Ratios (DSCR) and Loan-to-Value (LTV)
• Evaluate the underlying real estate market fundamentals
• Conduct in-depth analysis of individual and corporate guarantors
• Author clear and comprehensive credit approval memorandums
• Review and evaluate third-party reports
• Ensure borrower compliance with all loan covenants and reporting requirements
• Analyze and process borrower requests for modifications, leasing consents, or collateral releases
• Work effectively with relationship managers, credit officers, legal counsel, and clients

• Bachelor’s Degree or Military Experience
• At least 2 years of experience in credit underwriting, portfolio management or asset management
• Bachelor's degree in Finance, Real Estate, Accounting, or a related field
• 2-4+ years of dedicated experience in commercial real estate credit analysis, underwriting, or asset management
• Proven expertise in analyzing CRE property types, like Multifamily, Industrial, Retail or Office
• Deep understanding of CRE valuation methodologies, interest rate hedging strategies
• Completion of a formal bank credit training program with a focus on real estate
• Proficiency in ARGUS, CoStar, and other real estate-specific software platforms
• Knowledge of CRE loan documentation and legal considerations
• Advanced proficiency in Microsoft Excel and/or Google Sheets for financial modeling and analysis
• Excellent analytical skills and situational awareness with an ability to identify and mitigate transaction-specific risks

• credit underwriting
• portfolio management
• asset management
• commercial real estate credit analysis
• CRE valuation methodologies
• financial modeling
• Net Operating Income (NOI)
• Debt Service Coverage Ratios (DSCR)
• Loan-to-Value (LTV)
• interest rate hedging strategies

• analytical skills
• situational awareness
• communication
• relationship management
• risk identification
• problem-solving

• formal bank credit training program