Teller​/Backup Loan Assistant

Job Description

The Teller/Backup Loan Assistant is responsible for providing a variety of paying and receiving functions, including processing deposits, withdrawals, loan payments, cashiers’ checks, and cash advances. He or she balances each day’s transactions and verifies cash totals. The Teller/Backup Loan Assistant performs specific assigned side-jobs and assists other Tellers with a variety of duties as required. He or she is responsible for providing clerical support for commercial lending activities under supervision which includes typing, preparing, and filing a variety of documents.

The Teller/Backup Loan Assistant opens mail and performs miscellaneous clerical functions as needed. He or she ensures that customers are promptly and professionally served.

• Must be at least 18 years old
• High school diploma or GED required
• Experience helpful, particularly in a financial environment
• Basic knowledge of commercial and consumer loan services and procedures preferred
• Familiarity with general loan documentation helpful
• Accurate and attentive to detail
• Well organized
• Good typing skills
• Willing and able to help others
• Able to use a computer, adding machine, copy machine, and basic business equipment
• Able to get along well with coworkers

• Maintains and projects the Bank's professional reputation
• Helps other area personnel as required
• Keeps management informed of area activities and any significant problems or concerns
• Attends meetings as required
• Serves as a representative for D.L. Evans Bank in the community
• Promotes D.L. Evans Bank at all times
• Obtains and conveys information as needed
• Coordinates functions with related departments and Branches and provides support as needed
• Completes special projects as assigned
• Receives deposits in person or by mail
• Receives loan payments in person or by mail
• Processes cash advances, gift/travel cards, cashiers checks, government bonds, and similar transactions
• Disburses cash for checks/withdrawals and pays out money after verification of signatures and customer balances
• Processes transfers
• Processes assigned cash and transactions and balances at end of day
• Verifies transactions, monitors deposit amounts and examine documents for proper endorsement and negotiability, and detects and resolves discrepancies promptly
• Maintains security of assigned work area and places cash in teller drawer and locks all drawers when leaving work area
• Places holds on uncollected funds when necessary in accordance with established policy
• Processes loan payments and loan draws
• Prepares financial statements and budgets as required. Prepares loan memorandums and other loan related documents
• Reviews loan application file to verify that application date is complete and meets establishment standards
• Verifies, compiles, and types information for loans
• May monitor disbursements on construction and development loans
• Prepares and executes funding of loan packages and documentation in accordance with establishment guidelines and policies
• Reviews and prepares loan documentation and files and types loan forms
• May complete monthly Board of Director reports
• Balances various general ledger accounts on daily, weekly and/or monthly basis

• Medical Insurance
• Dental Insurance
• Vision Insurance
• FSA
• 401(k)
• Employee Stock Ownership Plan
• Paid Vacation
• Sick Time
• Life Insurance
• Long-term Disability Insurance

D.L. Evans Bank is an Equal Opportunity Employer – veterans/individuals with disabilities. VEVRAA Federal Contractor. EOE/AA/Vets/IWD.