Commercial Loan Officer

Commercial Loan Officer – Edina, MN

First International Bank & Trust (FIBT) is a family‑owned, independent community bank serving North Dakota, South Dakota, Minnesota, and Arizona. We are seeking an experienced, relationship‑focused Commercial Loan Officer to join our team in Edina, MN. This role is ideal for a motivated, customer‑centric professional who thrives on building strong business relationships, structuring sound financial solutions, and driving commercial growth in the local market.

• Assess creditworthiness and authorize loan approvals by reviewing financial statements and required documentation.
• Analyze title reports, surveys, and collateral to identify and mitigate risk.
• Structure and negotiate loan terms that are beneficial to both the customer and FIBT.
• Clearly communicate loan conditions, terms, and obligations to customers.
• Monitor delinquent accounts and recommend appropriate action for resolution.
• Build and maintain strong relationships with new and existing clients by delivering customized financial solutions.
• Prepare and manage accurate loan documentation to ensure compliance with legal and regulatory standards.
• Stay informed on local and regional lending market trends, including interest rates and covenant structures.
• Actively develop and manage a pipeline of commercial lending opportunities in the Twin Cities area.

• Bachelor's degree in finance, accounting, economics, or related field; minimum of 3 years of commercial lending or closely related experience.
• Proven track record in business development and loan origination.
• Strong analytical skills and attention to detail.
• Familiarity with the Twin Cities market and its business environment.
• Excellent communication and relationship‑building skills.

• Health, Dental & Vision
• 401(k) Retirement Plan with Employer Match
• Paid Parental Leave
• Life and Disability Insurance
• Generous PTO and Holiday pay

First International Bank & Trust is an Equal Opportunity Employer.

If you are interested in learning more, you can apply or if you have questions before applying, you can reach out directly at