Financial Planning Analyst

The Financial Analyst plays a key role in supporting strategic decision-making and financial performance management. This position is primarily focused on Financial Planning & Analysis (FP&A), with additional responsibilities in treasury and profitability analysis, accounting, and financial reporting.

The ideal candidate is highly analytical, proficient in financial modeling and advanced Excel, and possesses a strong understanding of financial services, accounting principles, financial reporting standards, and forecasting best practices.

• Lead the annual budgeting process, multi-year forecasting, and monthly forecasting activities.
• Develop and maintain financial models supporting strategic initiatives, capital planning, forecasting, and scenario analysis.
• Analyze financial performance and conduct variance analysis against budgets, forecasts, and prior-period results.
• Review financial models and reporting processes to identify weaknesses, inefficiencies, and opportunities for improvement.
• Monitor key performance indicators (KPIs), identify trends, and evaluate the underlying drivers of financial performance.
• Prepare executive-level financial reporting packages, dashboards, and materials for leadership and board presentations.
• Partner with organizational leaders to provide actionable insights related to profitability, cost management, financial performance, and growth opportunities.
• Complete ad hoc financial analysis, reporting, and planning requests as needed.
• Develop and maintain pricing and profitability models at the enterprise, business unit, and transactional levels.
• Incorporate factors such as cost of funds, credit risk, and capital allocation into financial and profitability analyses.
• Analyze equity positioning and interest rate risk.
• Provide analytical support for loan pricing activities.
• Support Asset-Liability Committee (ALCO) reporting, analysis, and decision-making.
• Assist with monthly and quarterly financial close processes, including the review of financial results and analysis of significant variances.
• Support the preparation of internal financial statements and regulatory reporting.
• Partner with Accounting to ensure consistency between management reporting and GAAP-based financial statements.
• Support the implementation, maintenance, and documentation of accounting policies and internal controls.
• Protect the confidentiality, security, and integrity of organizational systems, financial information, and client data.
• Follow established policies and procedures related to data security, confidentiality, and information protection.

• Bachelor's degree in Finance, Accounting, or a related field required.
• Equivalent combination of education and relevant professional experience may be considered.
• 3–5+ years of experience in FP&A, financial analysis, banking finance, treasury, accounting, or a related field.
• CPA or CFA preferred but not required.
• Strong understanding of financial statements, net interest margin, and balance sheet dynamics within the financial services industry.
• Advanced to expert-level proficiency in Microsoft Excel.
• Strong financial modeling, budgeting, forecasting, and analytical skills.
• Experience with financial planning systems and business intelligence tools such as Power BI or Tableau preferred.
• Familiarity with loan pricing and profitability modeling preferred.
• Working knowledge of GAAP and financial reporting processes.
• Ability to analyze complex financial information and clearly communicate findings to leadership and other stakeholders.
• Strong attention to detail and exceptional problem-solving skills.
• Demonstrated analytical rigor and financial modeling expertise.
• Commitment to continuous learning and developing subject-matter expertise.
• Ability to take initiative, solve complex problems, and deliver high-quality work with minimal oversight.
• Ability to manage multiple priorities and meet deadlines in a dynamic environment.
• Strong collaboration and cross-functional partnership skills.