Underwriter - Lawyers, Professional Liability

Job Summary

The Pearl Insurance Group Underwriter is responsible for reviewing, evaluating, and rating insurance applications for new and/or renewal business within assigned line(s) of business while applying general underwriting guidelines and standards. Generates insurance quotes based upon the level of risk associated with the applicant and distributes it to the appropriate sales representative.

• Process and underwrite new and/or renewal business by reviewing, evaluating, and rating applications and supplemental information.
• Adhere to all underwriting guidelines and standards and ensure applications are processed within defined time tables.
• Communicate with sales representatives when additional information is needed to complete the underwriting process.
• Determine the degree of risk associated with each applicant by analyzing factors such as the applicant’s years of experience, prior claims history, and internal management controls.
• Decide whether to accept, modify terms, adjust rates to ensure adequate premium for exposure, non-renew, cancel, or decline risks.
• Utilize underwriting tools to determine proper rates, classifications, and changes.
• Generate quotes based upon the level of risk associated with the applicant and distribute the completed quote to the appropriate sales representative.
• Refer applications to the appropriate insurance carrier if they fall outside of Pearl’s underwriting authority.
• Answer policy, quote, and other miscellaneous questions from external and internal customers.
• Meet production quotas and quality standards as set forth by management, working toward renewal retention rate goals, new business written volumes, and threshold goals.

• Bachelor’s degree in Business Management and Administration or a related field (preferred).
• Previous underwriting experience within business insurance lines utilizing Siebel or other Customer Relationship Management (CRM) systems.
• Strong interpersonal skills with a proven ability to interface effectively at all levels within an organization.
• Property & Casualty insurance license desired.

Pay Range: $21.35 - $24.00 Hourly.

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80 Intermediaries is an equal‑opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.