Senior Group Underwriter

Senior Group Underwriter

Join to apply for the Senior Group Underwriter role at Prudential Financial.

Job Classification:
Operations - Insurance Operations.

Group Insurance is an operating unit within the U.S. Businesses Division that primarily focuses on creating, distributing, and administering a complex range of life, disability and supplemental health insurance products for many top Fortune 500 companies. Prudential has been underwriting group insurance plans since 1916. Today, our Group Insurance business unit is the nation’s second largest group life carrier and a leading disability carrier, proudly servicing nearly 20,000 clients—and insuring more than 20 million employees and their families.

Group Insurance has operation centers across the United States.

• Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on Group Life, Disability, and/or Supplemental Health business for prospective and in-force customers. This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements.
• Independently applies Underwriting judgment, formulates pricing decisions, negotiates within their authority limit, handles standard reporting requests and has a strong command of rating/tools applications and policies and procedures.
• Able to prioritize and balance multiple competing priorities independently.
• Independently communicates and negotiates with internal partners.
• Actively engages in supporting the positive consultative outcomes crucial to our long‑term success.
• Creates accurate offers, standard experience reports and/or evaluations, projections for assigned accounts and handles more customized reporting requests.
• Maintains updated records and case files in accordance with underwriting and records policies & procedures.
• Demonstrates an awareness of regional trends, competitive landscape and factors that influence the marketplace and regulatory environment.
• Acts as a subject matter expert for low complexity topics.
• May handle a limited number of customized reporting requests.
• Serves as a resource for less experienced underwriters.
• Expected to contribute to projects as a team member.

• Group Life, Disability, and/or Supplemental Health underwriting experience, preferably 3+ years.
• Bachelor’s degree or equivalent work experience.
• Ability to work independently.
• Strong time management and organizational skills.
• Ability to prioritize work with limited oversight.
• Results and profit oriented.
• Strong analytical and mathematical skills.
• Proficient with Microsoft Office and email software.
• Excellent Excel skills.
• Excellent communication and collaboration skills.
• Ability to develop strong working relationships.
• Understands and adheres to policies and procedures.
• Exhibits behaviors aligned with leadership competencies.

Prudential is required by state specific laws to include the salary range for this role when hiring a resident in applicable locations. The salary range for this role is from $65,900.00 to $. Specific pricing for the role may vary within the above range based on many factors including geographic location, candidate experience, and skills.

• Market competitive base salaries, with a yearly bonus potential at every level.
• Medical, dental, vision, life insurance, disability insurance, Paid Time Off (PTO), and leave of absences, such as parental and military leave.
• 401(k) plan with company match (up to 4%).
• Company‑funded pension plan.
• Wellness Programs including up to $1,600 a year for reimbursement of items purchased to support personal wellbeing needs.
• Work/Life Resources to help support topics such as parenting, housing, senior care, finances, pets, legal matters, education, emotional and mental health, and career development.
• Education Benefit to help finance traditional college enrollment toward obtaining an approved degree and many accredited certificate programs.
• Employee Stock Purchase Plan:
  Shares can be purchased at 85% of the lower of two prices (Beginning or End of the purchase period), after one year of…