ABS Structured Finance Ratings Associate Director

About the Role

Grade Level (for internal use): 12

Credit Analytics is an integral part of the Global Ratings Services team, comprising a group of 1400 analysts spread across key financial hubs worldwide. Our culture thrives on collaboration and a global mindset, fostering an environment of continuous learning where team members challenge the status quo and drive transformative solutions in credit analytics.

The Role - This role presents an opportunity to contribute to a team at the forefront of ratings innovation focused on structured finance. The role supports the timely delivery of high-quality credit opinions on innovative and complex structured finance transactions backed by ABS assets, while maintaining analytical consistency and rigor across rating practices.

• Serve as primary analyst on structured finance ABS transactions, performing end-to-end credit analysis, cash flow modeling, and presenting findings to rating committees
• Lead analytical work on innovative and complex ABS structures while maintaining consistency with S&P's rating criteria and analytical approaches
• Engage with market participants in pre-engagement discussions to provide market education and assess rating feasibility of novel structures
• Collaborate with cross‑functional analytical teams across different practices and regions to deliver comprehensive rating solutions for esoteric transactions
• Review legal and operating documents for transaction consistency, provide structured feedback to external parties, and manage client relationships
• Contribute to knowledge sharing through training initiatives, market commentaries, podcasts, and webinars to enhance S&P's market presence

For US candidates: base salary range $125,000 to $150,000, based on location, experience, skill set, training, licenses, certifications. Eligible for annual incentive and additional benefits.

• Minimum 3+ years of experience in structured finance and credit analysis with expertise in ABS transactions
• Bachelor's degree in Finance, Economics, Business, or related field
• Strong proficiency with financial modeling tools such as Excel; experience with cash flow analysis and modeling
• Excellent verbal and written communication skills with ability to present complex analytical findings
• Strong analytical and problem‑solving capabilities with ability to assess new asset and structural risks within rating frameworks
• Proven ability to multi‑task, manage deadlines under pressure, and work collaboratively in team environments
• All employees required to work from the office a minimum of 2 days per week
• All final‑stage candidates must attend at least one in‑person interview at nearest S&P Global Ratings office before offer

• MBA or CFA designation with continued professional development in structured finance
• Knowledge of programming languages such as Python, R, VBA, C++, or MATLAB for advanced financial modeling
• Experience with cross‑practice collaboration and exposure to multiple structured finance asset classes
• Demonstrated track record in client relationship management and market education initiatives

Persons with an indefinite right to work in the United States.

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race, ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.

• Health & Wellness:
  Health care coverage designed for mind and body
• Flexible Downtime:
  Generous time off to keep you energized
• Continuous Learning:
  Resources to grow your career and learn new skills
• Invest in Your Future:
  Competitive pay, retirement planning, continuing education program with company‑matched student loan contribution, financial wellness programs
• Family Friendly Perks:
  Benefits for partners and children, best‑in‑class
• Beyond the Basics:
  Retail discounts, referral incentive awards, and other perks