Credit Information Specialist

Job Title

Analyzes and processes audits, financial statements, and other required borrower reporting. Monitors financial statements and borrower reports for compliance with terms and conditions of loan agreements. Consults with Relationship Managers (RM) and Credit Analysts (CA) to accomplish responsibilities.

Careers with a purpose

Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays

Competitive Compensation & Incentive

Hybrid work model: flexible arrangements for most positions

Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance

Robust associate training and development with CoBank University

Tuition reimbursement for higher education

Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match

Community Impact:
United Way Angel Day, Volunteer Day and Associate Directed Contribution

Associate Resource Groups: creating a culture of respect and inclusion

Recognize a fellow associate through our GEM awards

Assumes portfolio assignment of customers with standard financial reporting and loan documentation.

Spreads fiscal year-end audits and related financial information into CoBank's financial database. Performs this function with interim financial statements, projections, and prospective borrower financial information as requested.

Reviews annual audits and other borrower reports for compliance with affirmative, negative and financial loan agreement covenants.

Maintains the CoBank system for monitoring borrower compliance including entering new and modified covenants, recording receipt of required reports, calculating financial covenant ratios, and monitoring compliance with terms and conditions of loan agreements. Informs RM and CA when borrower is not in compliance with the loan agreement.

Develops and maintains a professional relationship with internal customers including relationship managers, credit analysts and credit managers.

Performs periodic reviews of borrower covenant requirements to ensure compliance monitoring system consistency with loan agreement requirements.

Contributes to group initiatives and problem solving efforts.

High school diploma or GED required

1 year of relevant experience, preferably in banking or financial services required

Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time.

Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Occasional Travel occurs infrequently (typically, once a month or less).

The typical base pay range for this role is between $58,100 - $66,500. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled.

CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.

CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the…