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Automotive Finance & Insurance; F&I) Manager

Job in Enterprise, Coffee County, Alabama, 36331, USA
Listing for: Mitchell Automotive
Full Time position
Listed on 2026-09-13
Job specializations:
  • Finance & Banking
    Loan Officer / Lending, Financial Sales, Banking & Finance, Financial Compliance
Salary/Wage Range or Industry Benchmark: 65000 - 90000 USD Yearly USD 65000.00 90000.00 YEAR
Job Description & How to Apply Below

Mitchell Hyundai is seeking an experienced and results-driven Automotive Finance & Insurance (F&I) Manager to join our team. This is an experienced-level position requiring previous automotive dealership F&I experience.

The F&I Manager will guide customers through the financing process, structure deals, work with lenders, present F&I products, and ensure all transactions are accurate and compliant. The ideal candidate will have a strong background in automotive finance, lender relations, deal structuring, F&I product presentation, and regulatory compliance.

Responsibilities
  • Manage the entire F&I process from deal submission through funding
  • Review credit applications and structure deals based on customer needs and available lender programs
  • Submit deals to lenders, negotiate approvals, and secure competitive financing terms
  • Present financing options, service contracts, GAP coverage, and other F&I products in a clear and professional manner
  • Ensure all contracts, disclosures, and required documentation are completed accurately and in compliance with federal, state, lender, and dealership requirements
  • Develop and maintain strong relationships with banks, credit unions, and other lending partners
  • Monitor contracts in transit and work to ensure timely funding
  • Verify deal documentation for accuracy and completeness before finalizing transactions
  • Maintain accurate records and protect sensitive customer information
  • Stay current on lender programs, compliance requirements, credit laws, and available F&I products
  • Work closely with the sales and management teams to provide a smooth and professional customer experience
  • Support and educate sales staff on financing processes and available products when needed
  • Consistently work toward dealership goals for profitability, product penetration, funding, and customer satisfaction
Requirements
  • Strong knowledge of automotive lending, deal structure, lender relations, and F&I products
  • Proven ability to work with lenders and secure financing for a wide range of credit profiles
  • Experience reviewing credit applications and structuring automotive finance transactions
  • Thorough understanding of F&I compliance, contracts, disclosures, and required documentation
  • Strong sales, presentation, and negotiation skills
  • Demonstrated ability to present additional products and services professionally and ethically
  • Excellent customer service and relationship-building skills
  • Strong attention to detail and organizational skills
  • Ability to manage multiple deals and priorities in a fast-paced dealership environment
  • Experience using dealership management systems, lender platforms, and automotive finance software
  • Professional communication skills and the ability to work effectively with sales and management teams
  • High level of integrity and commitment to protecting customer information
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