Senior AML​/ATF Officer

Key Responsibilities

• Conduct thorough investigations and risk assessments of AML alerts generated by the credit union’s detection programs, including transaction monitoring, unusual activity reports, media articles, and production orders.
• Make well‑documented determinations to file or close cases based on investigative findings, ensuring all decisions are recorded.
• Prepare and submit Suspicious Transaction Reports (STR) to FINTRAC in compliance with regulatory obligations and internal policies.
• Maintain comprehensive records and audit trails of investigative activities and case dispositions for review by Quality Control, management, auditors, and regulators.
• Review alerts for Politically Exposed Persons (PEPs), sanctions, and watchlist hits to determine potential matches.
• Engage line‑of‑business stakeholders to remediate Know Your Member (KYM) and other compliance deficiencies.
• Effectively manage and triage internal referral events and large cash transaction reporting to FINTRAC.
• Provide ongoing feedback to enhance overall efficiency and effectiveness.

• Minimum 2+ years of experience in financial crime investigation, preferably within a financial institution.
• Strong understanding of money‑laundering/terrorist‑financing typologies, financial products, operational policies, and risk‑management methodologies.
• Proficiency with MS Office Suite (Word, Excel, PowerPoint); knowledge of SQL or other database tools is advantageous.
• Experience with AML transaction monitoring and case‑management systems; familiarity with AI solutions is a plus.
• Understanding of FINTRAC guidelines, PCMLTFA, Criminal Code of Canada, and PIPEDA is advantageous.
• Demonstrated ability to multitask, prioritize, and work efficiently in a fast‑paced environment.
• Strong communication skills with the ability to prepare clear, professional reports and recommendations.
• Coaching and influencing experience with business partners on AML/ATF matters.
• Certifications such as CAMS, CFE, or CFCS are assets.

Office

Location:

Toronto Corporate Office (3280 Bloor St W, Etobicoke, ON). Remote work policy allows flexibility but requires regular in‑office collaboration time.

Salary range: CAD $46,400 – $69,600 annually, based on skills and experience. Total rewards package details are provided during the hiring process.

Meridian promotes a collaborative culture, continuous learning, and opportunities to leverage technology and AI in AML practices.