Trust Portfolio Manager

Oregon Pacific Bank

Oregon Pacific Bank is an Equal Opportunity Employer and does not discriminate on the basis of race, color, sex, sexual orientation, gender identity, age, religion, national origin, physical or mental disability, or veteran's status.

The Trust Portfolio Manager supports trust and fiduciary accounts by coordinating portfolio-related service needs and cash management activities in partnership with the firm’s external Registered Investment Advisor (RIA). This role does not provide discretionary investment management or create investment models; instead, the Trust Portfolio Manager serves as the primary trust department resource for portfolio implementation questions, cash and liquidity planning for distributions, and client education on investment-related topics consistent with governing documents, client objectives, and applicable fiduciary standards.

• Education:
  
  Bachelor’s degree in finance, accounting, economics, business, or a related field, or equivalent combination of education and experience.
• Experience:
  
  5+ years of experience in trust administration, wealth management operations, portfolio administration, trading support, or related financial services.
• Certifications:
  
  CFP is preferred.

• Coordinate cash needs for recurring and non-recurring distributions, taxes, fees, and other account obligations; recommend liquidity strategies to Trust Officers and coordinate timely funding.
• Initiate and monitor requests to the external RIA for cash raises (e.g., model-appropriate sales) and confirm settlement timing to meet distribution deadlines.
• Execute trades only as authorized (or coordinate trade execution with the external RIA/custodian, as applicable); review trades for accuracy, settlement, and alignment with account restrictions and documentation.
• Evaluate and coordinate in-kind transfers, security exchanges, and asset swaps within accounts (including cost basis considerations and restrictions) and partner with the Trust Officer, RIA, broker/custodian, and Operations to implement.
• Identify tax-loss harvesting opportunities and coordinate analysis and execution with the external RIA consistent with account objectives, restrictions, and documentation.
• Track CD and bond maturities, calls, and principal/interest cashflows; coordinate reinvestment or liquidity decisions with Trust Officers and the external RIA.
• Serve as the Trust department point of contact for corporate actions and proxy voting; coordinate elections, responses, and documentation in accordance with policy, deadlines, and account authority.
• Act as the primary Trust department resource for trade errors; investigate root cause, coordinate corrections with the RIA/broker/custodian and Operations, document outcomes, and elevate per policy.
• Act as the primary point of contact for the broker and custodian on portfolio/trading operations items, issue resolution, and service requests.
• Be available as a client resource to explain portfolio structure, model objectives, risk/return tradeoffs, fixed income/cashflow concepts, and market impacts using materials approved by the RIA and/or Trust department; elevate investment advice questions to the RIA as appropriate.
• Review account circumstances (governing documents, distribution requirements, tax considerations, concentration constraints, restricted assets) and communicate relevant constraints and account events to the RIA.
• Support account onboarding, investment objective/risk profiling workflows, model selection documentation, and change requests; ensure accurate and complete information is provided to the RIA for trading/rebalancing.
• Monitor and track account investment migrations (e.g., transitions to new custodian, model changes, legacy asset liquidation plans); communicate status, exceptions, and timing to stakeholders.
• Help identify and resolve portfolio-related exceptions (cash deficits, overdrafts, restricted securities, settlement issues, corporate actions, unusual activity) in coordination with Trust Operations and the RIA.
• Coordinate delivery and explanation of investment reports and performance information (as provided by the…