Business Banking Credit Center; BBCC Underwriter

Business Banking Credit Center (BBCC) Underwriter

Job Location s: US-IL-Chicago | US-MN-St Louis Park | US-IN-Evansville | US-IN-Indianapolis | US-IL-Palos Heights | US-MN-Lake Elmo

Category/Function:
Lending/Commercial/Consumer/Credit

Position Type:
Regular Full-Time

Workplace Type:
On Site

As a BBCC Underwriter, you will analyze loan applications at the business banking level, ensuring appropriate structures, asset quality ratings, and compliance with bank lending standards. You collaborate with Business Bankers and support staff to manage the end-to-end loan process.

Salary range: $60,000.00 per year – $ per year. Salary offers may vary by responsibilities, experience, qualifications, and geographic location.

• Evaluate, underwrite, and decide applications efficiently
• Meet application production requirements
• Identify and mitigate high-risk applications
• Exercise granted authority with confidence and integrity
• Produce high-quality, accurate analysis while maintaining efficiency
• Collaborate with production associates, support staff, and teammates
• Maintain group mailbox, manage application pipeline, assist with administrative responsibilities, and participate in projects as needed
• Engage with, learn from, and teach department staff to maximize internal growth and development opportunities
• Grow technical skills in systems, scoring model usage, and loan policies, procedures, and guidelines
• Proficient in multiple internal or third-party systems
• Maintain understanding of scoring model and its application, including financial statement analysis and ratio calculations
• Apply loan policies, guidelines, and standards accurately
• For senior role: act as right-hand of department manager, review and decide applications for other underwriters, assist in conflict resolution, train and develop less experienced underwriters, fill in for manager when absent, handle special projects, and develop leadership competencies

• Cultural Leadership
  • Communication:
    Effectively share information and ideas, adapt delivery to audience.
  • Inclusiveness:
    Foster inclusion, belonging, and engagement for all team members.
  • Collaboration:
    
    Build and maintain trusted relationships to achieve business goals.
• Execution Leadership
  • Drive & Execution:
    Achieve goals, overcome obstacles, pursue continuous improvement.
  • Accountability:
    Take full responsibility, follow commitments, learn from mistakes.
  • Attention to Detail:
    Deliver thorough, accurate work.
  • Adaptability:
    Adjust behavior and approach to changing needs, conditions, and client expectations.
  • Problem Solving / Decision Making:
    Identify causes, incorporate multi-source input, base decisions on analysis and judgement.
  • Technical Knowledge:
    Possess required technical knowledge and pursue continuous learning.
• Client Leadership
  • Delight internal and external clients by becoming a trusted advisor and delivering increased value.

• Bachelor’s degree in finance, accounting, or related field OR equivalent experience.
• Agricultural underwriting experience is a plus.
• Ability to analyze and interpret financial statements and understand basic accounting principles.
• Understand risks associated with lending to various industry types.
• Basic knowledge of loan structuring, borrowing causes, and lending regulations.
• Make sound independent decisions and communicate them clearly.
• Actively listen, identify issues and opportunities, and problem solve.
• Comfortable working in a collaborative team environment while being an independent thinker.

Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.

We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP.