Insurance Product Manager

Job Summary

Job Title:

Insurance Product Manager.

Location:

United States (Remote). The role focuses on building a best‑in‑class homeowners insurance product organization at Homeowners of America, a Porch Group company.

As Product Manager, you will own profitable growth across assigned markets, drive new product and pricing initiatives from concept to national implementation, and serve as a critical connector across underwriting, actuarial, marketing, and operations.

• Ensure the successful implementation of new product, pricing, and underwriting actions at a state and national level.
• Maintain loss ratio discipline and risk tolerance while achieving profitable growth in assigned markets; incorporate current and projected market conditions into forecasts and business objectives.
• Manage catastrophe risk and concentration risk effectively as the business pursues growth objectives.
• Analyze key competitors and their strategies; share insights across the organization to develop effective market initiatives and build competitive intelligence tools.
• Regularly report on product performance and make data‑driven decisions to optimize results; recommend KPIs and metrics to improve performance tracking.
• Ensure all products meet customer needs and expectations; incorporate customer feedback into product development and improvement.
• Partner cross‑functionally with underwriting, marketing, sales, IT, and operations teams to deliver cohesive and effective product initiatives.
• Ensure all products comply with relevant regulatory requirements and standards.
• Identify and develop cross‑functional process improvements that enhance both efficiency and effectiveness.

• Bachelor’s degree in Business, Marketing, Finance, Actuarial Science, or a related field; MBA or advanced degree preferred.
• Minimum 10+ years of experience in product management, actuarial, finance, or related roles within the insurance industry; minimum 5+ years in homeowners insurance required.
• Proven track record of successful product launches and strategic initiatives.
• Deep understanding of personal lines insurance and reinsurance, including trends, regulations, and the competitive landscape.
• Strong leadership and team management skills; ability to inspire and drive cross‑functional teams toward common goals.
• Excellent analytical and problem‑solving abilities; proficiency using data to drive strategic decisions.
• Exceptional verbal and written communication skills; ability to translate complex issues clearly for partners and stakeholders.
• Creative thinker with passion for innovation, continuous improvement, financial acumen, and regulatory knowledge.
• Demonstrated customer focus and the ability to incorporate feedback into product strategy.

Pay Range: $138,800 – $194,300 annually. Long‑term incentive awards may be offered subject to program guidelines and approvals.

Health, life, and financial wellbeing coverage including three medical plan options, two dental plan options, and a vision plan. Optional critical illness, hospital indemnity, and accident plans.

Pre‑tax savings options (Health Savings Account, Flexible Savings Account). Company‑paid Basic Life and AD&D, short and long‑term disability, and voluntary life and AD&D plans.

Roth and traditional 401(k) plans with discretionary employer match.

Wellness programs including support for meditation, mindfulness, mental health coaching, and a summer‑year resources portal. Flexible paid vacation, paid holidays (typically nine per year), paid sick time, parental leave, identity theft protection, travel assistance, and fitness discounts.

Applications accepted for 2 weeks from 6/12/2026. Remote placement is not available for the following states:
Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, the District of Columbia, Hawaii, Maryland, Mississippi, Montana, Nebraska, Nevada, New Hampshire, North Dakota, Utah, Vermont, Virginia, West Virginia, or Wyoming.

Porch is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including sexual orientation and gender identity), national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations, and ordinances. Porch Group is an E‑Verify employer. For more information, visit the USCIS E‑Verify website.