Commercial Lender

We are seeking an experienced Commercial Banking Lender with a strong focus on Commercial & Industrial (C&I) lending
. This role is responsible for developing new business relationships, managing an existing loan portfolio, and analyzing commercial loan requests of varying complexity and size.

• Develop and cultivate new commercial banking relationships to grow the loan portfolio
• Interview loan applicants and analyze financial statements, collateral, and credit data
• Structure loan terms and recommend approvals within lending guidelines
• Coordinate underwriting, including risk ratings, covenant compliance, and financial analysis
• Manage renewals, modifications, and servicing of commercial loans
• Maintain and expand an assigned portfolio of commercial clients
• Monitor delinquencies and evaluate problem loans; recommend restructuring strategies when needed
• Conduct annual reviews and ensure timely documentation and compliance
• Cross-sell banking products and services to strengthen client relationships
• Stay informed on economic, financial, and legislative trends impacting commercial lending
• Assist with reporting, forecasting, and portfolio management
• Hybrid schedule (3 days onsite at NJ locations)
• Supportive, collaborative, team-oriented culture
• Relationship-driven internal and external environment
• Community-focused organization with volunteer initiatives

• 5+ years of commercial lending experience, with strong C&I emphasis
• Completion of formal credit training or bank-sponsored credit program
• Strong financial analysis skills (financial analysis software experience preferred)
• Excellent written and verbal communication skills
• Strong relationship management and customer service abilities
• High attention to detail and organizational skills
• Ability to manage multiple priorities in a fast-paced environment
• Proficiency with banking technologies and systems
• Ability to handle confidential information with discretion

We offer a competitive compensation and benefits package, including:

• Performance-based bonus programs
• Employee Stock Ownership Program (ESOP)
• Life Insurance, LTD, and AD&D coverage
• Paid Time Off (PTO), including personal and vacation time
• Paid Sick Time
• Paid Bank Holidays
• 401(k) retirement plan participation

We’re seeking a results-driven commercial lender who can independently manage a portfolio while collaborating effectively with credit and lending teams. This individual should be proactive in business development, confident in credit analysis, and committed to delivering exceptional client service.

Ascendo is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability.