Loan Officer

Be Part of Something Great

Position Overview

If you're a passionate, forward-thinking person who wants to be a part of the change and forward momentum in the mortgage industry, you'd be a perfect fit for our growing team. We're in search of people who are self-starters and who are as dedicated to helping people achieve the American dream of home ownership as we are.

A Loan Officer, or Mortgage Loan Officer, is responsible for helping customers research loans and navigate the application, approval and closing process. Their duties include recommending personal loan options to clients and explaining their terms, determining risks for loaning to clients based on their credit and processing paperwork.

Loan Officer Responsibilities

The Loan Officer is expected to collect and prepare all materials needed to secure a loan. They're also responsible for reviewing applications. Other than these main duties, some essential responsibilities include the following:

• Oversees the loan as it goes through the process
• Verifies the information provided on applications to obtain more information if missing data or mistakes are present
• Communicates with borrowers to help them choose the best mortgage loan they can afford
• Collects data from borrowers, such as their assets, salaries, debts and employment status
• Reviews file documentation for missing or erroneous information
• Verifies information about applicant history with credit bureaus and other agencies so the lender can approve or deny the loan
• Remains aware of loan Final date to receive applicationss and informs borrowers about them