Sr. Loan Processor

Company Description

First Heritage Mortgage, LLC is a leading correspondent lender with offices across the Mid-Atlantic, Southeast, and California. The company offers a direct lending experience with a wide range of loan products and a personalized, client-focused approach. Recognizing that a home is both a major financial investment and a source of stability and community, First Heritage Mortgage is committed to supporting borrowers through every step of the process.

Its team of lending professionals focuses on delivering a simple, transparent, and fair home buying experience. The organization values integrity, service, and long-term relationships with clients and partners.

Duties and tasks include but are not limited to the following:

• Responsible for timely processing of Conventional, FHA and VA mortgage loan applications in compliance with investor requirements. VHDA and NCHFA processing experience a plus.
• Ensure completeness of mortgage loan applications, clarifying and obtaining additional documentation as needed
• Prepare loan file for underwriting approval
• Proactive communication of loan status to originators, borrowers and agents
• At least 3-5 years of experience processing mortgage loan applications
• Familiarity with FHA, VA, USDA, bond and conventional underwriting guidelines and loan process
• Prefer working knowledge of Encompass loan origination system
• Ability to review AUS findings and guidelines prior to loan submission to confirm that application fits loan program applied for
• Proficient in Desktop Underwriter (DU) and Loan Product Advisor (LPA)
• New Construction experience preferred
• Strong attention to detail
• Ability to manage priorities and workflow
• Strong organizational, problem-solving, multi-tasking and analytical skills
• Excellent written and oral communication skills
• Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
• Preference to hire candidate in the Carolinas or Georgia geographical area.