Business Banking Market President at Valley Strong Credit Union Fairfield, CA

Business Banking Market President job at Valley Strong Credit Union. Fairfield, CA.

The credit union is a values-driven organization. Our Core Values are at the center of everything we do and are the driving force behind our mission:
We help people and communities prosper.

1. Everyone Counts
- We promote a diverse and fair workplace to better serve our Members, Team Members and Communities, fostering an environment of transparency, trust, and respect.

2. Innovate Boldly – We dream big, challenge the status quo, move with agility, and embrace data-driven decisions. We listen and continuously make the impossible possible.

3. Embrace the Fun! – We take joy in our work by welcoming kindness, integrity, and authenticity.

4. Own It – Valley Strong is ours to grow. We hold ourselves accountable to doing our best work every day and are empowered to do what’s right.

Business Banking

Business Banking Market President oversees a group of Business Banking Officers responsible for business lending, deposit production, and partner referrals in assigned markets throughout California for the credit union and manages the business loan portfolio associated in the assigned markets. The role establishes department objectives, policies, and practices. Additionally, it ensures goals and objectives of the department are met, reviews credit worthiness with business banking officers, negotiates with Members and prospective Members and assists with loan structures, and participates in networking activities and is responsible for new business development.

• Oversees the commercial lending function in the assigned designated markets in California. Manages the business loan portfolio. Oversees all workflow to ensure goals and objectives set for the department are met. Resolves complex problems. Exercises the usual authority of a President concerning supervision, performance evaluations, guidance, and salary recommendations. Trains and mentors business lenders. Demonstrates a commitment and responsibility to Equal Employment Opportunity and affirmative action.
• Establishes department objectives, policies and practices and implements approved changes. Ensures departmental adherence to all credit union, state, and federal regulations applicable to department operations.
• Reviews credit worthiness and preliminary evaluations with business lenders. Negotiates loan terms with Members and assists in the loan structure. Ensures sound credit decisions are made and recommends business loans to the business loan committee for approval.
• Performs budget and other administrative activities. Prepares detailed information for preparation of the department budget including loan volumes, rates of return and expenditures.
• Coached team members in achieving set lending, deposit, and partner referral targets.
• Participates in business development activities to promote credit union, its products, and services. Interacts with business Members to maintain a positive business relationship. Develops new business relationships.
• Maintains a current knowledge of state and federal regulations relevant to the business lending industry. Communicates and implements any changes that may occur.
• Serves on external industry related committees to stay current with the market and national economic, financial, political, and legislative events that could affect business lending activities.
• Participates in all business lending related planning activities.
• Participates in Business Loan Committee to provide feedback on credits being presented for approval.
• Performs other job-related duties as assigned.

• Carry out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training team members; planning, assigning, and directing work; appraising performance; rewarding and disciplining team members; addressing complaints and resolving problems.
• Advises subordinates on handling request/inquiries from Credit Union department/branches.
• Determine work procedures, prepare work schedules, and expedite…