Excess & Surplus - Associate Production Underwriter Trainee

MAKE A DIFFERENCE Share your talents and develop your skills as you build a career in a professional environment with a personal feel.

Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss.

Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Cincinnati Specialty Underwriters, a wholly owned subsidiary of The Cincinnati Insurance Companies, is currently seeking candidates for the Excess & Surplus - Associate Production Underwriter Trainee class beginning January 2027
. This role reports to our Fairfield, OH headquarters.

The pay rate for this position is $28.85 hourly
. The hourly pay rate will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

• actively participate in and complete a training curriculum that will prepare you to assist independent agents with excess and surplus commercial lines insurance policies
• demonstrate a basic understanding of underwriting concepts, lines of coverage, and the Cincinnati appetite for risk
• appropriately price new business and renewal accounts with consideration given to segmentation, net rate, and exposure increase targets
• meet department service standards for new business and renewal issuance
• respond to inquiries in a timely manner, effectively research, and work to solve problems for internal and external customers
• balance performance goals with profit and growth objectives; learn to analyze data to drive value added decisions regarding price, terms, and conditions
• provide agencies with sound advice and decisions that will lead to profit and growth for the agencies and company
• build and leverage relationships with headquarters and field associates to foster a valuable agency experience and support company goals
• complete minor travel during the training period, with the potential for bi-monthly travel as responsibilities and career growth evolve
• seek opportunities to add to your underwriting knowledge by attending all department training classes and reading all written communication

• enthusiasm for learning and applying knowledge
• business driven mindset and interest in seeing your work contribute to our company’s success
• strong communication and negotiation skills
• relationship focused and effective listening skills
• strong analytical, problem-solving, and detail-oriented abilities
• effective independent decision-making, analytical, and evaluation skills
• organizational and time management skills
• capacity to learn and thrive in a fast-paced environment
• ability to develop positive relationships with agency personnel and field associates

• a bachelor’s degree or have four or more years of insurance-related work experience and a complete Associate in Insurance (AINS) designation

candidates who graduated within the last five years are required to submit an official or unofficial academic transcript as part of their application

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected…