Credit Review Specialist

Overview

At U.S. Bank, we’re on a journey to do our best. Helping customers and businesses make better financial decisions, enabling communities to grow and succeed, and fostering a culture where everyone can thrive from Day One.

As a wholly owned subsidiary of U.S. Bank, Elavon builds platforms and ecosystems to help customers achieve their financial goals. We offer transaction processing, customer service, and innovative payment solutions powered by the latest technology.

Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Data collected may include credit reports, industry research, and tax returns. Inputs data into tracking and/or reporting systems or databases. Prepares and presents credit reports to decision-makers on new, renewal, and extension loans. In some areas, may make credit decisions in a high-volume production environment.

Monitors customer accounts and loan portfolios to identify potential issues and maximize credit quality and minimize risk. Sets up and maintains databases used to analyze accounts/portfolios. Furnishes information relative to credit inquiries to appropriate parties.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Typically one or more years of related experience

Preferred Skills/Experience

• Basic knowledge of credit and risk analysis, economics, accounting and finance
• Strong analytical skills
• Effective verbal and written communication skills

The role offers a hybrid/flexible schedule, with an in-office expectation of 3 or more days per week and flexibility to work outside the office location for the remaining days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Our approach to benefits and total rewards considers our team members’ whole selves. Benefits are designed to help you and your family boost health, protect financial security, and provide peace of mind. Benefits include:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (2–5 weeks, depending on salary grade and tenure)
• Up to 11 paid holidays
• Adoption assistance
• Sick and Safe Leave accruals

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location listed first. The actual range may differ based on location. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive programs, equity stock purchase, 401(k) contribution and pension. Pay Range: $20.87 - $27.84

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. Background checks are conducted in accordance with applicable local laws, including fair chance ordinances where applicable, and federal requirements. Some positions may be subject to FINRA, NMLS, Reg Z, Reg G, OFAC, and other regulatory or policy requirements.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.