Loan Quality Control Specialist

First International Bank and Trust is seeking a Loan Quality Control Specialist to support accurate, consistent, and compliant lending operations. This role reviews loan documentation, validates loan data, identifies issues, and works with lending and operations teams to improve processes and support reliable regulatory reporting.

This is a strong opportunity for someone with experience in loan operations, servicing, documentation, lending support, quality control, or compliance who enjoys detailed analytical work and wants to make a direct impact on loan accuracy, risk management, and CRA/HMDA reporting. This position is based on-site at one of our posted office locations.

We show our employees we care by providing competitive benefits and training and growth opportunities.

• Review newly booked commercial and consumer loans for documentation accuracy, completeness, and policy/regulatory compliance.
• Audit loan maintenance requests and verify supporting documentation is complete and accurate.
• Confirm collateral documentation is properly executed, recorded, and perfected.
• Identify exceptions, communicate findings, and follow up on corrective actions.
• Maintain audit records and documentation for reporting, compliance, and examination needs.
• Partner with lending and loan operations teams to reduce errors and improve processes.
• Monitor quality control results to identify trends, training needs, and improvement opportunities.
• Review, validate, and maintain CRA and HMDA data, including loan identification, coding, reconciliation, exception research, and reporting support.

• Associate degree in Business, Finance, Accounting, Banking, or a related field; two or more years of experience in loan operations, servicing, documentation, processing, quality control, lending support, compliance, or a related banking function, or equivalent combination of education and applicable banking experience.
• Experience working with commercial and/or consumer loan documentation required.
• Experience reviewing loan files, loan boarding activities, maintenance requests, or operational quality control processes preferred.
• Knowledge of loan lifecycle processes, banking regulations, and loan operations compliance preferred.
• Experience with CRA, HMDA, regulatory reporting, loan compliance, or audit-related work preferred.
• Proficiency with core banking, loan servicing, document management, or related banking systems preferred.

• Strong analytical and critical thinking skills.
• Exceptional attention to detail and accuracy.
• Ability to identify discrepancies, research issues, and recommend solutions.
• Strong organization and ability to manage multiple priorities.
• Ability to work independently and collaborate across teams.
• Clear, professional communication skills.

Department: Loan Operations Locations:

• Fargo, ND
• Edina, MN
• Bismarck, ND
• Grand Forks, ND
• Mandan, ND
• Minot, ND
• Williston, ND
• Sioux Falls, SD

First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ.

• Health, Dental & Vision
• 401K Retirement Plan with Employer Match
• Paid Parental Leave
• Life and Disability Insurance
• Generous PTO and Holiday pay

First International Bank & Trust is an Equal Opportunity Employer.

Who is FIBT?

First International Bank & Trust (FIBT) is a full-service, family-owned, independent community bank serving a wide range of communities across North Dakota, South Dakota, Minnesota, and Arizona.