Senior Fraud Risk Strategist

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

This position is not eligible for current or future visa sponsorship.

The Vice President, Senior Fraud Risk Strategist serves as a senior decision-maker and strategic authority responsible for defining, prioritizing, and advancing enterprise fraud risk initiatives across business lines, channels, and customer journeys. Operating at a materially higher level of scope and complexity, this role owns end-to-end problem framing, risk tradeoff decisions, and enterprise impact assessments. The VP leads cross-functional alignment across business, product, digital, operations, and risk partners—driving clear direction, resolving ambiguity, and embedding fraud strategy early in key initiatives.

Unlike consultative roles, this position owns decisions, sets direction, and directly shapes enterprise priorities.

This role partners closely with analytics, technology, and solution teams, while remaining accountable for translating insights into enterprise strategy and execution. It drives innovation, proactively identifies emerging risks, and leads governance and prioritization across initiatives with disciplined program management, clear ownership, and structured execution oversight. The VP independently manages complex coordination, elevates decision quality, and ensures consistent application of fraud strategy—serving as the central point of accountability for enterprise fraud risk decisions and cross-functional execution.

• Own enterprise fraud risk strategy, defining priorities, investment decisions, and strategic direction across products, channels, and initiatives

• Identify emerging risks, structural vulnerabilities, and control gaps, translating insights into decisive enterprise actions and integrated strategy

• Establish and enforce strategy standards, decision frameworks, and operating models to drive aligned, scalable execution and consistent outcomes

• Lead enterprise problem framing and set direction—evaluating tradeoffs, defining options, and making clear path decisions prior to execution

• Drive enterprise alignment and results by prioritizing initiatives, resolving conflicts and gaps, and ensuring coordinated, end-to-end risk coverage

• Act as a senior decision leader to business, product, digital, and operations partners—shaping early-stage direction and embedding fraud strategy across initiatives

• Leverage analytics, KRIs, and quantified business impact to inform governance, prioritize investments, and elevate executive decision-making

• Set enterprise fraud risk strategy and make prioritization and investment decisions across business lines, channels, and customer journeys

• Establish and lead enterprise program and project management disciplines - designing governance, work streams, and execution models to ensure structured delivery, accountability, and measurable outcomes

• Identify emerging risks and structural vulnerabilities, converting insights into decisive strategy, direction, and enterprise action

• Lead cross‑functional alignment and set clear direction, ensuring fraud strategy is embedded early and consistently across initiatives

• Own problem framing and strategic path decisions, defining options and directing execution in partnership with analytics, technology, and operations

• Drive enterprise‑wide results by resolving gaps, conflicts, and overlaps, using data‑driven insights to inform governance, investment, and measurable outcomes

• Establish and enforce operating frameworks, decision models, and governance to drive consistent,…