Senior Compliance Analyst

Senior Compliance Analyst

Pockyt is building the AI-native infrastructure for global money movement. We give merchants a single platform to accept payments from anywhere, send money globally, and manage funds through Global Virtual Accounts and stable coins — but our ambition runs deeper than the rails themselves. We're architecting the connective tissue that lets capital move across borders the way information moves across the internet: instantly, intelligently, and autonomously.

We serve a wide spectrum of merchants, from sophisticated enterprise platforms running complex multi-currency operations to the next generation of AI-powered startups, including the one-person unicorns we believe are about to reshape the global economy. Today, that means one integration, one account view, and one place to track everything. Tomorrow, it means a financial layer that AI agents can natively transact on — where money flows are orchestrated, optimized, and reconciled without human bottlenecks.

Our mission is to make global commerce frictionless. We're not building another payments platform. We're building the operating system for how value moves in an agentic, borderless economy.

We're hiring a Senior Compliance Analyst to be a force multiplier inside our compliance function. You'll own the case work the regulators and banking partners actually see —onboarding, EDD reviews, sanctions exceptions, SAR drafting, RFI loops, periodic merchant reviews — and you'll be the analyst who turns each repeated motion into a sharper, better-instrumented version of itself. Compliance at Pockyt isn't a queue with a backlog;

it's a function we're actively re-architecting with our Product Engineering team so decisions get sharper and wait times collapse.

You'll report directly to our Chief Compliance Officer, work daily with our financial-ops, onboarding, and applied AI engineering counterparts, and have a direct line to engineering on automating the workflows you live inside. This is a great fit for a senior analyst who's tired of being the bottleneck on every case and wants to compound their judgment by turning it into product.

• Be a thought partner to ops and engineering on the workflows you live inside — flag the friction, scope the fix, validate the AI-assisted version once it ships
• Partner with onboarding and risk on merchant risk classification, UBO verification, document collection, and trigger logic for high-risk categories and corridors
• Support the AML/transaction-monitoring stack (currently transitioning to new tool) — adjudicate alerts, refine rules, document false-positive patterns, and feed insights back to the rule builder
• Own the full case lifecycle end-to-end: L1 alert triage, onboarding decisions, EDD reviews, sanctions exceptions, SAR drafting and filing, RFI handling, and periodic merchant reviews — from first touch to final disposition
• Work the onboarding queue: review merchant applications, verify UBOs, assess document completeness, apply risk classification logic, and make approve/escalate/decline calls on high-risk categories and corridor.
• Adjudicate transaction monitoring alerts — clear, escalate, or document false positives; track patterns; and feed rule-refinement inputs back to whoever owns the TM stack

• 4+ years in BSA/AML, compliance, or risk at a fintech, MSB, bank, or payments company — with a clear track record of owning cases, not just reviewing colleagues' work
• Hands-on EDD, KYC/KYB, sanctions screening, and SAR-drafting experience across complex multi-entity or cross-border merchants
• Strong judgment under ambiguity — when the playbook doesn't cover it, you can reason from first principles, make the call, and document the rationale so it holds up to a regulator
• AI fluency — you reach for Claude (or similar) daily for case work, narrative drafting, and policy synthesis; you have a point of view on what to automate and what to keep human-in-the-loop
• Excellent written communication — your SARs, RFIs, and case memos read clearly to a regulator and a non-compliance executive on the same day
• Genuine curiosity about cross-border payments, stable coins, virtual…