Corporate and I-Banking Cash Management Analyst

Corporate and I-Banking Cash Management Analyst

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Analyst - Cash Management supports the Global Transaction Banking Business Unit and is responsible for supporting the development, enhancement, governance, and commercialization of payment and cash management solutions for Corporate & Investment Banking clients. This role ensures products meet regulatory and operational standards while driving innovation, client-centric design, and revenue growth.

Product Strategy & Commercial Support:

• Support the development and enhancement of payments and cash management solutions, including domestic and cross-border payments, liquidity structures, account services, and digital channels.
• Contribute to product strategy and roadmap planning aligned with CIB client needs and market trends.
• Translate client requirements into scalable and marketable product features.
• Participate in new product initiatives, enhancements, and go-to-market execution.
• Assist Sales and Coverage teams with product positioning, pricing support, and customized solution structuring that require complexity.
• Analyze usage trends and identify opportunities to deepen wallet share.

Product Governance & Risk Oversight:

• Maintain product policies and procedures to ensure adherence to regulatory, compliance, legal, and operational standards.
• Partner with Risk, Compliance, Legal, and Operations to ensure appropriate product controls and oversight frameworks.
• Prepare internal documentation and product approval materials.
• Ensure ongoing monitoring of product performance, risk indicators, and regulatory changes.
• Provide guidance to operational teams for complex or non-standard cash management structures.
• Assist in sales performance tracking and reporting

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor's Degree in Business, Finance, Economics, or related field (or equivalent experience).
• Experience in Payments, Cash Management, Liquidity Products, or related Product Management roles within Banking.
• Knowledge of:
• Payment rails (ACH, Wires, RTP, cross-border payments)
• Liquidity management structures (cash concentration, pooling, notional pooling)
• Treasury services and digital banking platforms
• Demonstrated understanding of the product development lifecycle.
• Strong analytical and financial acumen.
• Ability to manage multiple priorities in a fast-paced environment.
• Excellent verbal, written, and executive-level communication skills.
• Ability to create and execute strategic product plans to drive growth.
• Proven ability to collaborate cross-functionally and influence stakeholders.
• Self-starter with forward-thinking mindset and strong sense of ownership.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum: $ USD

Maximum: $ USD

We Value Your Impact:

Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide ()

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive…