Credit Analyst

Join The Citizens Bank as a Full‑Time Credit Analyst. The position is onsite and available at any of our NW Arkansas Citizens Bank branches. It is open to all experience levels, offers competitive pay, and seniority is based on the candidate’s experience.

Citizens Bank offers an extensive benefits package including Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, and Paid Time Off.

As a Credit Analyst you will play a vital role in assessing creditworthiness for a variety of loan types and customers. Your responsibilities include collecting and examining credit data and ensuring compliance with all relevant banking regulations. You will collaborate with our lending teams and customers to help facilitate the loan process and make well‑informed recommendations and decisions. This role is crucial in helping make informed financial decisions for our customers and lending teams while protecting from risk.

To excel you need expertise in financial statement and tax return analysis, a solid understanding of the lending process, strong communication skills, proficiency in computer applications, exceptional organizational and time‑management abilities, and proven problem‑solving skills.

• 3+ years’ experience in a similar role, preferably with team lead or supervisory responsibilities, fostering collaboration and supporting effective communication within the team.
• Experience and knowledge in financial statement and tax return analysis.
• Solid understanding of the lending process.
• Strong written and verbal communication skills.
• Computer savvy with experience in various software platforms.
• Excellent organizational and time‑management skills.
• Problem solving.