Commercial Loan Documentation Specialist

Commercial Loan Documentation Specialist

Non-Exempt - Grade Level 4

Equal Employment Opportunity

Corporate Values & Mission: “Provide superior service, quality advice and show utmost respect to everyone we meet.”

Perform a variety of clerical support services, including numerous duties which facilitate and safeguard the lending function.

VP Commercial Loan Operations and/or AVP Commercial Loan Operations Manager

• Prepare commercial loan documents (including SBA, FmHA, participation, construction, letters of credit, etc.)
• Order supporting documents – UCC searches, business registrations, certificates of good standing, credit reports, title work, resolutions, surveys, etc.
• Meet with customers to close various types of loans.
• Complete follow-up to loan terms and conditions post-closing – title policies, mortgage recordings, insurances, etc.
• Prepare loan extensions and amendments.
• Maintain credit and collateral files.
• Perform steps necessary to finalize closed/paid loans – discharges, releases, terminations, etc.
• Handle notices, correspondence, and reporting requirements appropriately and timely.
• Customer Service – transaction processing, loan inquiries, etc.
• Assist Loan Officers and others in the department as requested.
• Assist supervisor in managing loan pipeline and perform pre‑closing documentation reviews to ensure accuracy of documents.
• Timely identification of CRA and HMDA loans; CRA Loans entered on CRA Relief at least quarterly.
• Training of new employees on commercial loan documentation and procedures.
• Additional responsibilities as assigned.
• Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position and complete all required reports related to those acts and report any violations to a supervisor or other appropriate bank officer.
• Be familiar with and comply with all federal and state banking regulations as applicable.

To perform this job successfully, an individual in this position must be able to perform each of the above essential duties satisfactorily and exhibit the values of the Company. In addition, the requirements listed below are representative of the knowledge, skill and/or ability required.

• High School Diploma or Equivalent
• Minimum one (1) to two (2) years Commercial Loan Documentation experience
• Knowledge of business entity documents including corporations, LLCs, partnerships, etc.
• Computer knowledge – Windows, Microsoft Office, Word, Excel, miscellaneous software applications (basic working knowledge).

In addition to the Corporate Core Competencies, individuals in this position are expected to exhibit the following:

• Communication – Speaks clearly and persuasively, listens, responds well to questions, writes clearly, presents numerical data accurately, etc.
• Analytical – Synthesizes complex and diverse information; collects and researches data; uses intuition and experience.
• Technical Skills – Assesses own strengths and weaknesses; pursues training and development opportunities; shares expertise; understanding of underwriting, coverages and rating procedures.
• Quality – Demonstrates accuracy and thoroughness; monitors own work to ensure quality.
• Quantity – Meets productivity standards; completes work in a timely manner.
• Adaptability – Adapts to changes, manages competing demands, changes approach to fit situation.
• Dependability – Follows instructions; takes responsibility; keeps commitments; commits to long hours when necessary.
• Initiative – Undertakes self-development activities; takes independent actions and calculated risks; looks for opportunities; offers help when needed.

Ability to work in an office environment which may include many hours of computer and telephone usage. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.