Principal Banking & Payments Solutions Architect

Overview

About NCR Atleos NCR Atleos, headquartered in Atlanta, is a leader in expanding financial access. Our dedicated 20,000 employees optimize the branch, improve operational efficiency and maximize self-service availability for financial institutions and retailers across the globe. NCR Atleos was ranked #12 in Newsweek’s prestigious 2025 Top 100 Global Most Loved Workplaces® list.

We are seeking a highly skilled Principal Banking & Payments Solutions Architect to join our team. This role is critical in designing, implementing, and supporting payment systems integrations
, with a focus on check processing, cash management
, and clearing house operations
. You will also lead consulting and implementation efforts for middleware solutions such as the NCR Atleos Deposit Consolidator, ensuring seamless integration between ATM/ITM terminals and financial institution environments.

• Payment System Integration
• Develop, configure, and maintain payment system solutions, including check and cash processing workflows.
• Integrate with core banking systems for seamless interoperability.
• Support and enhance Check 21 features and image exchange processes.
• Implement and maintain Argo plug-in features for transaction processing.
• Manage X9.37 file formats and ensure compliance with Federal Reserve clearing house requirements.
• Troubleshoot and resolve payment processing and clearing issues.
• Payment Consolidator Engagement
• Design middleware solutions between ATM/ITM terminals and FI environments (Check 21 or hard-post systems).
• Lead technical discovery sessions to analyze transactional data flows and design customer-specific solutions.
• Collect and configure necessary data elements for consolidator processing.
• Apply business logic changes, fine-tune configurations, and perform rigorous testing.
• Deploy servers, implement business logic, and accommodate special requests (SSO, HA, DR).
• Train customers on environment setup, functionality, and parameter adjustments.
• Participate in end-to-end testing and deliver deployment scripts for ATM/ITM integration.
• Provide post-project support and assist with troubleshooting.
• Engage in lifecycle management, including upgrades and migrations.
• Collaboration & Compliance
• Work closely with internal teams and external vendors to deliver high-quality solutions.
• Ensure adherence to regulatory and security standards in all payment system operations.

• Technical Expertise
• Strong understanding of Check 21 and image-based check processing.
• Experience with Argo plug-in architecture and integration.
• Proficiency in X9.37 file formats and clearing house operations.
• Knowledge of Fed clearing house processes for checks and cash.
• Core banking system integration experience.
• Programming & Tools
• Familiarity with scripting languages (Python, Shell) for automation.
• Experience with APIs and middleware for system integration.
• Industry Knowledge
• Understanding of payment systems, ACH, and related financial transaction standards.
• Compliance awareness for banking and financial regulations.
• Soft Skills
• Strong problem-solving and analytical skills.
• Ability to work cross-functionally with business and technical teams.
• Excellent communication and documentation skills.

• Experience with NCR similar payment platforms.
• Prior work with Fed Line or other Federal Reserve services.
• Knowledge of ISO 20022 and other emerging payment standards.

Prefer candidate to be located in Atlanta but open to virtual for the right person.

Offers of employment are conditional upon passage of screening criteria applicable to the job.

• Medical Insurance
• Dental Insurance
• Life Insurance
• Vision Insurance
• Short/Long Term Disability
• Paid Vacation
• 401k

NCR Atleos is an equal-opportunity employer. It is NCR Atleos policy to hire, train, promote, and pay associates based on their job-related qualifications, ability, and performance, without regard to race, color, creed, religion, national origin, citizenship status, sex, sexual orientation, gender identity/expression, pregnancy, marital status, age, mental or physical disability, genetic information, medical condition, military or veteran status, or any other factor protected by law.

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