Sr Credit Analyst

## Sr Credit Analyst Apply locations:
USA, NJ, Florham Parktime type:
Full time posted on:
Posted Todayjob requisition :
JR13293

Who we areFor more than 40 years, Reworld has been a leader in sustainable waste solutions, providing our customers with innovative solutions that help them achieve carbon-negative outcomes.

Our Vision Reworld is leading the charge to a carbon-negative future through revolutionary sustainable materials management solutions that reduce, reuse, recycle and reimagine waste for the benefit of society and the environment.

Our Business Reworld partners with businesses by offering cutting-edge engineering and innovative solutions, to help customers reduce, reuse, recycle and recover value from waste streams and meet or exceed their sustainability goals.

Our Value Reworld's differentiator comes from our ecosystem of technology, facilities and partnerships, trusted by the world’s largest organizations to reimagine waste management for a smarter, more sustainable world.

All that we’re missing is you.  Apply today!
** About the role
** The Senior Credit Representative is responsible for managing customer credit risk, supporting collections efforts, and maintaining healthy accounts receivable balances. This role partners closely with Collections, Cash Applications, Billing, Sales, Customer Service, and other internal departments to evaluate customer creditworthiness, resolve payment issues, minimize bad debt exposure, and improve cash flow.
** Work Location**:
Florham Park
** Work Schedule**:
Hybrid (3 days in office 2 days from home)
** Key Responsibilities
*** Review and evaluate customer credit applications, financial statements, trade references, and credit reports to establish appropriate credit limits and terms.
* Experience navigating D&B Finance & Analytics platform and interpreting the data.
* Monitor customer accounts and assess ongoing credit risk exposure.
* Manage collections activities for assigned accounts to ensure timely payment of outstanding invoices.
* Analyze aging reports and prioritize collection efforts on delinquent accounts.
* Work directly with customers to resolve billing disputes, payment discrepancies, and deduction issues.
* Recommend account holds, revised payment terms, or escalation actions when necessary.
* Prepare and present A/R aging summaries and collection updates to management.
* Collaborate with Sales and Customer Service teams to support customer relationships while protecting company financial interests.
* Maintain accurate customer account documentation and collect notes.
* Support month-end closing activities, bad debt reserve analysis, and audit requests.
* Assist in developing and improving credit and collection policies, procedures, and reporting.
* Mentor junior credit or collections staff as needed.
** Qualifications
* ** Bachelor’s degree in Accounting, Finance, Business Administration, or related field preferred.
* 5+ years of experience in credit, collections, or accounts receivable.
* Strong understanding of credit analysis, financial statements, and commercial collections practices.
* Experience working in a Multi-ERP environment –Peoplesoft, Netsuite, Salesforce a plus.
* Microsoft Excel, including pivot tables and reporting tools.
* Excellent communication, negotiation, and critical thinking skills.
* Strong organizational skills with the ability to manage multiple priorities.
* Ability to work independently and collaboratively across departments.
** Preferred Qualifications
*** Knowledge of the Waste Management Business highly preferred.
* Experience in B2B collections and corporate credit management.
* Knowledge of lien rights, bankruptcy processes, and collection regulations.
* Professional certification such as CBA, CBF, or NACM coursework is a plus.
** Key Competencies
*** Credit Risk Assessment
* Collections Management
* Financial Analysis
* Customer Relationship Management
* Negotiation Skills
* Attention to Detail
* Analytical Thinking
* Process Improvement
* Team Collaboration All Reworld positions require a candidate's ability to perform the duties and responsibilities of the role while upholding Reworld's Values, including (but not limited to) contributing…