Loan Servicing Specialist in Florham Park

Loan Servicing Specialist

Tailor Ridge Capital Management is a private hard money lending company serving real estate investors, developers, and builders. We provide fast, flexible financing for fix-and-flip, new construction, bridge, and DSCR loans. We move quickly and expect the same from our team.

We're hiring a Loan Servicing Specialist to support the day-to-day servicing of a fast-growing loan portfolio. This role owns the operational side of the loan after it closes - loan onboarding, draw processing, payoff statements, payment posting, reconciliation, and occasional direct borrower contact. It's a hands-on seat with real ownership, and there's room to shape how the work gets done rather than just execute someone else's checklist.

What You'll Do

• Process construction draw requests and maintain accurate draw records
• Prepare and issue payoff statements
• Manage payment posting, ACH batches, and payment-related borrower requests
• Perform recurring reconciliations between the servicing system and accounting records
• Handle loan setup and ongoing data entry with a high degree of accuracy
• Field occasional borrower questions on balances, payments, statements, and portal access
• Support month-end close and internal reporting
• Identify gaps in existing processes and build better ones - documented procedures, cleaner workflows, fewer manual steps

We are actively automating and modernizing our servicing operation. If you have interest or aptitude in that direction, there is real opportunity to assist with automation work, consult on technical projects, and help design the systems this team will run on. Not required - but it will not go unused.

What We're Looking For

• Hands-on experience with The Mortgage Office (TMO) is required
• 2+ years of loan servicing experience
• Strong attention to detail - payoffs, draws, and payment postings must be correct the first time
• Comfortable working across multiple loans and deadlines at once
• Clear, professional written and verbal communication with borrowers
• Proficient with Excel and Microsoft Office; comfortable learning new systems quickly
• Self-starter who can work independently and knows when to escalate
• Experience with construction lending or Quick Books is a plus
• A service mindset - we're white-glove and high-contact with our borrowers, and responsiveness is non-negotiable

Compensation & Benefits

• $70,000 - $80,000 annually
• Discretionary annual bonus
• Profit sharing after one year of employment
• Health, dental, and vision available
• 401(k) available
• Two weeks PTO plus company holidays

Details

• Location:
  
  On-site - Madison, NJ or Plymouth, MA
• Schedule:
  
  Monday-Friday, 9:00 AM - 5:00 PM;
  Occasional weekends should month-end fall on a Saturday or Sunday
• Job Type: Full-time, W2 salaried

We look forward to receiving your application through Linked In. We appreciate every application; only candidates selected for an interview will be contacted.