Title Examiner II

General Purpose

Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, and taking the necessary steps to ensure a clear title. In addition, the title examiner is responsible for providing accurate and professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions.

• Search public records and examine titles to determine the legal condition of primarily residential subdivisions and possibly some metes and bounds properties.
• Examine titles of moderate complexity.
• Analyze documents such as deeds, mortgages, judgments, liens, probates, guardian ships, bankruptcies, and foreclosure documents, and make appropriate title requirements to clear title.
• Have intermediate knowledge of Florida probate and foreclosure.
• Be able to draw out basic metes and bounds legal descriptions.
• Be able to explain the chain of title, exceptions, and requirements to managers and underwriters.
• Exercise good judgment within defined policies and procedures.
• Participate in special projects and miscellaneous duties as assigned by management.

• Familiarity with title searching software preferred, such as Data Trace, Title Point, X1, etc.
• Knowledge of underwriting policies and guidelines.
• Knowledge of real estate law, title, and escrow curative procedures.
• Effective communication skills, both verbal and written.
• Organizational skills and ability to work within established time frames.
• Ability to work in a fast‑paced environment while maintaining control.
• Excellent problem‑solving and critical‑thinking skills.

• High School diploma (or equivalent). Specialized training in word processing, database, or spreadsheet software (obtained either in school or by up to six months of training) is desirable.
• Minimum of five years of industry experience.
• Experience working in title examination in Florida.

• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

• The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• While performing the duties of this job, the employee is regularly required to talk or hear.
• The employee frequently is required to sit.
• The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch or crawl; and taste or smell.
• The employee must frequently lift and/or move up to 25 pounds.
• Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and ability to adjust focus.

• The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
• Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.
• The noise level in the work environment is usually moderate.

• Health, dental, and vision benefits.
• Employer‑paid disability and life insurance.
• Flexible spending accounts.
• 401(k) with company match.
• Paid time off and company‑paid holidays.
• Wellness resources.

NOTE:

This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the job.