Financial Crimes Team Lead

Job Overview

Responsible for day-to-day operations of the assigned Financial Intelligence Unit (FIU) team, ensuring full compliance with the Bank Secrecy Act and the USA PATRIOT Act. This involves confirming the investigation, analysis, and decision of BSA/AML cases, reports, and alerts in accordance with stated policy and procedures.

Key duties include regulatory filings (e.g., Currency Transaction Reporting (CTR), Suspicious Activity Report (SAR), CTR exemption processing), high‑risk client identification and monitoring (PEPs, MSBs, NGOs), and investigating BSA‑related lending cases. The role works with line‑of‑business contacts to assess potentially reportable BSA/AML activity and determine feasibility of continuing client relationships.

• Support the timely and comprehensive investigation of customers by utilizing CIP information, occupation, line of business, income methods, transaction activity and other data.
• Ensure customer transaction activity is analyzed to ascertain the legitimacy of the business and its transactions.
• Communicate results of analysis and/or research to FIU leadership, including conclusions and recommendations for next steps. Prepare written analysis and make independent recommendations to maintain or exit the relationship as warranted.
• Perform detailed testing or monitoring to identify compliance/control issues or deficiencies, requiring corrective action and resolution.
• Participate in BSA/AML training, including webinars, periodicals and self‑study to stay updated on laws and regulations.
• Develop awareness of national and global events and industry trends through watch lists or other sources to mitigate reputation or regulatory risk.
• Lead, mentor, and coach direct reports, providing training and performance evaluations.
• Drive process enhancements, monitor emerging compliance trends, coordinate research requests, and collaborate with internal and external auditors and examiners.

• College degree or equivalent education, training, and work‑related experience.
• Five years of managerial banking, financial industry, commercial lending‑related or BSA/AML experience.
• Strong investigative, research, and documentation skills.
• Strong analytical, time‑management, and critical‑thinking skills.
• Ability to work in a high‑stress, fast‑paced environment with time‑critical situations.
• Excellent verbal and written communication skills.
• Proficiency in basic computer applications, such as Microsoft Office.
• Knowledge of project management and problem‑management processes, representing the line of business within the FIU.

• Master’s degree in business or a related field.
• Graduate of BB&T (now Truist) Banking School or a widely‑recognized banking school.
• Two years of project management and problem‑management experience.
• Experience with BSA transaction monitoring or case‑management applications.
• Certified Anti‑Money Laundering Specialist (CAMS) or other related certifications.

Eligible full‑time employees receive medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preference savings accounts, and a 401(k) plan. Additional benefits include a minimum of 10 vacation days and 10 sick days in the first year of employment, paid holidays, and potential eligibility for a defined benefit pension plan, restricted stock units, or deferred compensation plan depending on the division.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug‑Free Workplace. EEO is the Law. IER Right to Work. E‑Verify.