Fraud Digital Threat Analyst

Overview

Compensation: $62,000 - $85,000 based on experience and credentials

Location Type:
Remote

Position Type:
Full Time

Schedule:

Monday through Friday 8:00 AM - 5:00 PM

The Digital Threat Analyst is responsible for protecting digital banking channels from fraud and emerging cyber threats. This role focuses on advanced detection and analysis of suspicious online activity, leveraging data-driven insights and industry-leading tools to identify vulnerabilities and mitigate risk. The analyst will investigate complex fraud patterns, conduct digital forensics, and make data-driven decisions and recommendations. Success in this role requires strong analytical skills, deep knowledge of fraud trends, and the ability to adapt to evolving threats in a fast-paced environment

• Review digital banking logins and transactional activity for indicators of suspicious or high-risk behavior using manual reports, Alloy, and other fraud detection tools
• Conduct in-depth analysis of online and transactional behaviors to identify emerging threats, fraud patterns, and vulnerabilities across digital channels
• Perform digital forensics and device analysis using Alloy and Threat Metrix to proactively mitigate potential fraud losses
• Leverage data analytics to research, detect, and interpret fraud trends, providing actionable insights to reduce losses and strengthen security measures
• Monitor and analyze trends in online activity to recommend new account parameters or adjustments to existing controls
• Conduct link analysis on department referrals and Alloy Attack Radar alerts to uncover organized fraud rings, identity theft, and synthetic identity schemes
• Make recommendations for parameter adjustments and tool enhancements to address evolving fraud tactics and dynamic threats
• Maintain knowledge and understanding of current trends, laws, and issues affecting the area of expertise
• Attend educational events to increase professional knowledge
• Complete annual compliance and info security training to understand employees' role in maintaining effective compliance and security programs

• Bachelor’s degree in cybersecurity, information technology, data analytics, or related field (A comparable combination of work experience and training may be substituted for education requirements.)
• Minimum of 2 years of experience in fraud detection, digital banking security, or cyber threat analysis
• Experience with fraud prevention tools such as Alloy, Verafin, Threat Metrix, or similar platforms
• Strong proficiency in data analysis and interpretation of fraud patterns
• Understanding of online banking systems, authentication protocols, and risk scoring models
• Ability to use Excel, or other tools for data extraction and reporting
• Skilled in conducting link analysis and investigating organized fraud rings
• Ability to prioritize tasks by effectively managing competing and changing priorities to meet deadlines
• Accurate, detail-oriented, and organized with task management
• Ability to analyze and resolve difficult and often complex problems or situations
• Strong written, verbal, and interpersonal communication skills to interact effectively with members, staff, vendors, and government regulators
• Strong knowledge and