Senior Claims Adjuster - Property

Davies Talent Solutions is partnering with a respected organization seeking an experienced Senior Property Claims Adjuster to handle residential and commercial property claims.

The primary responsibilities will include the investigation, evaluation, negotiation, and resolution of assigned property claims having moderate to high complexity and value, working within delegated reserve and settlement authority. With high degree of independence, handles property claims with additional complexities related to unique coverage and/or exposure issues. Individual may be asked to participate and be deployed to a CAT site to assist our customers.

• Investigate, evaluate, negotiate, and resolve assigned residential and commercial property claims of low to moderate complexity
• Analyze facts of loss, coverage applicability, and exposure based on policy terms, conditions, and endorsements
• Establish and maintain accurate and timely claim and expense reserves
• Determine settlement values using ACV, replacement cost, contractor estimates, deductibles, and policy limits
• Negotiate and issue settlements within delegated authority
• Communicate clearly and professionally with insureds, agents, and internal partners
• Maintain compliant, well-documented claim files in accordance with state regulations
• Identify claims appropriate for field inspections, SIU referral, subrogation, or legal involvement

• 5+ years of progressive experience adjusting residential/commercial property claims
• Active Florida or Texas Adjuster’s License (or reciprocal eligibility)
• Strong understanding of property coverage analysis and exposure evaluation
• Strong analytical, investigative, and decision-making skills
• Ability to manage multiple priorities in a collaborative environment

• Bachelor’s degree (preferred but not required)
• AIC or other claims-related professional designation
• Spanish-speaking abilities
• Experience identifying fraud potential and subrogation opportunities