Business Loan Officer

Looking for a career that is both challenging and rewarding?

Looking for a career that is both challenging and rewarding? Join the Fort Bragg Federal Credit Union team! We’re a growing organization where our loyal members and exceptional employees make a difference each day.

Fort Bragg Federal Credit Union offers unique opportunities, challenges and personal rewards through financial and other professional employment. Our team of dedicated financial professionals demonstrate our core values of Trust, Commitment and Integrity every day through the work we do and the service we provide our loyal membership.

There are a variety of positions appropriate for all levels of education and experience. Although we may or may not have an open position meeting your qualifications at a particular time, please check back frequently, as our needs do change.

Fort Bragg Federal Credit Union offers competitive salaries, comprehensive benefits and advancement potential in an atmosphere that is positive, supportive and professional. Come join us, and experience the difference a job with Fort Bragg Federal Credit Union offers!

Fort Bragg Federal Credit Union is an Equal Opportunity Employer. Applicants have rights under Federal Employment Laws .

Responsible for sourcing, developing, and closing business loans. Represents the credit union in the local community and participates in promoting all products and services and the benefits of FBFCU membership.

• Leads and executes business development initiatives by identifying and pursuing new sales opportunities to expand our business/commercial lending portfolio. The primary focus is our 7-county footprint and secondarily extends to other areas within North Carolina.
• Assists borrowers in completing business loan applications. Gathers necessary loan documents, processes preliminary information, analyzes information and formulates recommendations, collects upfront fees, and submits loan packages to underwriters. Serves as a liaison during the entire borrowing process.
• Consults with current members and prospects on a variety of business loans offerings. Discusses loan alternatives, credit criteria, pricing and structure options, and borrowing requirements.
• Follows up on incomplete applications to offer assistance, answer questions, and determine applicant’s intentions.
• Coordinates with LUCRO underwriters and processors and keeps SVP Credit Administration and the Business Loan Committee (BLC) apprised of the status of every deal.
• Continually follows up with all parties to ensure timely loan closings and resolve any problems while ensuring compliance requirements.
• Cross sells other types of loans including HELOCs, residential real estate loans and consumer loans.
• Conducts property inspections as assigned.
• Assists in completing annual reviews. Gathers all standard documentation and proactively follows up with borrowers to obtain additional information or address any problems.
• Maintains positive working relationships with fellow team members. Presents to frontline staff to ensure they understand pertinent information about business lending and enlists their support to develop new leads. Supports needs outside of business lending, as necessary.
• Monitors business loan portfolio for compliance purposes and serves as key contact for borrowers. At direction of SVP Credit Administration, assists in resolving past due payments, delinquencies, and collection matters.
• Keeps abreast of market conditions and competitors’ products and pricing. Recommends changes to BLC.
• Supports the credit union’s strong relationship building culture through on-going member contact, quality member service, and superior…