Senior Commercial Lender

About

The Role

Summary:

The bank is seeking an experienced, dynamic Commercial Lender to join our team. This individual will be responsible for generating new business, fostering long-term client relationships, and driving growth. This role requires an individual with a strong background in deposit generation, treasury management needs and a demonstrated ability to build a robust portfolio of business banking clients by providing effective sales and services that align with the overall mission and credit culture of the bank.

Must have the ability to establish and promote business development efforts throughout the bank's market which lead to relationship and lending opportunities. Must be knowledgeable about the market and can analyze financial statements ranging from a variety of Business and

Industry type

s with the experience to provide banking solutions.

The compensation minimum within the wage range for this position is $175,000 - $210,000 annually and will vary depending on what city the applicant works in.
All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

• Develops and manages a customer portfolio that is to include commercial loans, treasury management products and deposit products.
• Attends loan committee as required, with ability to provide structural feedback to the committee.
• Proactively generate deposit relationships, ensuring the bank's growth through effective sales strategies, with particular emphasis on driving deposit and treasury solutions.
• Processes loan maturities and renewals.
• Collects all necessary documents to submit to the Credit Department for analysis.
• Prepares with the assistance of the Credit Department loan presentations as necessary and present to Loan Committee.
• Works closely with Loan Assistant to properly document and maintain loan and collateral files.
• Works with Treasury Management Sales Officer and other Business Service Partners to sell products when applicable.
• Represents the Bank at various networking functions to further the Bank's reputation and reach in the community.
• Cultivate strong relationships with business owners, CFOs, and decision-makers, offering solutions to meet their banking needs.
• Assist in the overall management of the branch as well as supporting other needs that may arise in the course of running a bank.
• Performs job functions in compliance with all company policies, federal and state rules and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC, and GLBA/privacy rules.
• May perform other duties as assigned.

• 12+ years of experience in banking and commercial lending.
• Bachelor's degree in business, finance, economics, or other related disciplines preferred.
• Must live and have experience in Larimer County

• Demonstrated sales and business development skills.
• Ability to fully understand, analyze and structure various types of commercial loan requests.
• Represent the bank in a positive manner at all times and network outside the bank.
• Ability to work independently and in a team environment.
• Knowledge of advanced banking products and terminology.
• Ability to maintain high volume of quality work, while ensuring highest confidentiality.
• Exercise good judgment when dispensing information to maintain confidentiality of sensitive information.
• Strong written and oral communication skills.
• Proficient with Microsoft applications such as Word, Excel, PowerPoint, Outlook, etc. and ability to learn new systems/applications.
• Ability to prioritize, meet deadlines, and handle multiple tasks simultaneous in a fast-paced, diverse, and growth-oriented environment.

Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with…