Vice President of Real Estate​/In-House Appraiser

Location:

Hybrid (Office/Remote) South FL
Department/Group:
Gradient Mortgage Capital LLC/Operations

Travel Required:

None
Job Status:
Exempt
Position Type:
Full-Time, Regular

Work Schedule:

Monday-Friday, 9:00AM – 5:00PM ET

Reports To:

SVP of Underwriting/Head of Credit

The Vice President of Real Estate and In-House Appraiser is a full-time position responsible for reviewing and evaluating residential and commercial real estate appraisal reports to support sound lending decisions. This role plays a critical part in mitigating valuation risk by ensuring appraisal quality, consistency, and defensibility while supporting credit and underwriting teams with independent, well-reasoned valuation analysis. The ideal candidate is a highly experienced appraiser with strong analytical judgment who can work independently, collaborate closely with Credit leadership, and navigate complex valuation scenarios.

• Conduct comprehensive reviews of residential and commercial real estate appraisal reports to assess accuracy, reasonableness, and overall credibility.
• Evaluate valuation methodologies, market data, assumptions, adjustments, and value conclusions for consistency with market conditions and underwriting intent.
• Ensure appraisal reviews comply with USPAP, FIRREA, and internal credit and valuation policies.
• Identify valuation risks and communicate findings, concerns, and recommendations clearly to underwriters, credit officers, and management.
• Recommend appraisal revisions, additional data support, or re-appraisals when deficiencies or inconsistencies are identified.
• Provide valuation guidance on complex or non-traditional assets.
• Partner with the Head of Credit and underwriting teams to support loan structuring and risk mitigation efforts.
• Contribute to the development, refinement, and ongoing improvement of internal appraisal review standards, tools, and procedures.
• Maintain detailed and well-documented records of appraisal reviews, findings, and correspondence within the CRM/LOS system.
• Stay current on real estate market trends, valuation methodologies, and regulatory developments.
• Assist in training and mentoring junior team members and supporting professional development within the organization.
• Participate in weekly one-on-one meetings with management to review workload, priorities, and objectives.
• Support quarterly production goals and broader credit initiatives.
• Perform additional duties and responsibilities as assigned by management.
• Assess valuation methods, market data, adjustments, and value conclusions for consistency and reliability.

• Advanced knowledge of income capitalization, sales comparison, and cost valuation methodologies.
• Advanced understanding of market analysis and highest and best use analysis across property types.
• Strong knowledge of underwriting concepts and how valuation supports credit risk decisions.
• Comprehensive understanding of USPAP and FIRREA standards.
• Ability to independently assess complex valuation scenarios.
• Strong analytical skills with attention to detail and the ability to identify unsupported assumptions or valuation gaps.
• Excellent written and verbal communication skills, with the ability to present valuation conclusions clearly to both technical and non-technical audiences.
• Strong organizational and time-management skills, with the ability to manage multiple reviews concurrently.
• Proficiency with appraisal software, CRM/LOS systems, and Microsoft Office applications.
• Demonstrated ethical judgment, professionalism, and discretion consistent with appraisal standards.
• Ability to collaborate effectively across credit, underwriting, and executive leadership teams.
• Bachelor’s degree in Finance, Accounting, Economics, or a related field required.
• Certified General Real Property Appraiser designation or strongly preferred MAI designation or meaningful progress toward MAI coursework preferred.
• Minimum of 5 years of experience in real estate appraisal and/or appraisal review.
• Experience supporting lending or credit decisions.
• Experience reviewing both residential and commercial income-producing properties.
• Familiarity with valuation risk management, internal credit policies, and…