Senior Commercial Portfolio Manager

Senior Commercial Portfolio Manager

Location:

Fort Lauderdale, Florida 33301

The Portfolio Manager is a key member of the coverage team, managing transaction and business portfolio tasks, overseeing credit decisions, and driving risk management while ensuring a positive customer experience.

• Accountable for managing a portfolio of accounts and reviewing updated financial statements.
• Recommend credit decisions and provide policy interpretation to business partners.
• Collaborate with Relationship Managers to meet with clients, assess credit viability, define borrowers and guarantors, decide deal structure, credit terms, covenants, and collateral.
• Generate commitment letters and capture/ document credit decisions, conditions, and modifications.
• Perform final risk rating analysis and communicate credit events or actions directly to clients.
• Maintain Investor Group on lender portal, perform monitoring actions, conduct periodic deal reviews, and execute renew or modify decisions.
• Pitch complex deal structures independently and mentor junior PMs and Credit Analysts.
• Collaborate with Credit Analysts on portfolio management duties and risk monitoring.
• Supervise and provide performance feedback to employees, support talent development, and ensure bench strength.

• Bachelor’s degree in Business Administration, Finance, Accounting, or a related field.
• At least 8 years of commercial banking credit analysis and/or loan review experience.
• Proficient analytical, critical‑thinking, and communication skills; client‑facing professional presence.
• Experience managing an advanced commercial client portfolio with substantial complexity.
• Ability to partner with all deal stakeholders, including clients, relationship managers, and credit teams.
• Expertise in financial and risk analysis, with strong financial modeling abilities.
• Effective problem‑solving skills and proficiency with technology applications.
• Willingness to travel as required.

The base salary is within the company’s pay-grade range and may vary based on experience, education, and location. The role is eligible for an incentive compensation plan tied to performance. Comprehensive benefits support physical, financial, emotional, and social well‑being.

Fifth Third Bank, National Association is an equal opportunity employer. Employment decisions are made without regard to race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or any other legally protected status.