Reinstatement Specialist

Job Title

This position involves all processes related to the reinstatement or redemption of the vehicle post repossession. Specialists will assist customers by providing options available to reinstate/redeem the vehicle and helping the customer get back on the path to ownership.

• Support high volume of inbound/outbound calls to service customers who have been repossessed to guide them through the reinstatement/redemption or personal property journey based on defined business criteria and state requirements
• Negotiate payments and offer tools to support the reinstatement of customers based on defined business criteria
• Support post reinstatement administrative functions to support the account administration and/or vehicle/personal property release to customer or third-party
• Communicate with recovery vendors and auctions to verify personal property and vehicle release details
• Support the Reverse Charge Off process from end to end by obtaining proper approvals, submitting requests through internal ticketing system, emailing requests to reinstate ancillary products, and submitting requests to correct Credit Bureau Inquiries Department
• Process and submit personal property/vehicle release paperwork to recovery vendor or auction in a timely manner
• Monitor payment correction process to ensure compliant allocation of funds to customer accounts
• Other duties as assigned

• Clear, concise and professional written and oral communications and interpersonal skills
• Strong time management and organizational skills, and ability to maintain a consistent and positive demeanor in a fast-paced work environment
• Ability to prioritize and multi-task to ensure the achievement of assigned performance objectives
• Ability to effectively apply professional acumen and communication skills to favorably resolve issues escalated from internal and external customers
• Knowledge of collection policies/procedures including skip tracing and the Fair Debt Collection Practices Act (FDCPA), and local state repossession law
• Strong negotiation and conflict management skills
• Self-motivated with strong decision-making capabilities; ability to self-start
• Ability to work in an accurate, detail-oriented, and highly productive manner

• High School Diploma, GED, or equivalent certification
• Experience with Microsoft Office such as Excel, Outlook and Word
• 3+ years of experience in collections, loss mitigation and/or financial services complaint resolution
• Associate degree or bachelor's degree in business or related field may be used as a proxy for experience

The Physical demands described within are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Must be able to remain in a stationary position at least 75% of the time.
• Occasionally move about inside the office to access file cabinets, office machinery, etc.
• Requires visual acuity and manual dexterity to constantly operate a computer and other office productivity machinery, such as a calculator, copy machine, and printer.
• Frequently communicate with internal and external customers. Must be able to exchange accurate information in these situations.
• This position could require moving objects up to 20 pounds.

• Medical, dental, and vision coverage
• 401(K), company paid life insurance policy, short and long-term disability coverage
• Growth opportunities and tuition reimbursement
• Wellness program with self-guided coaching and journeys, cash incentives and discounts on medical premiums
• Game room, in-house gym, social events, company outings, personal rewards, and prizes
• Paid time off including wellness days, holidays, and vacation time

Hiring is contingent upon successful completion of our background and drug screening process. Drive Time is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.