Suitability Review Specialist

The Suitability Review Specialist is responsible for reviewing new business submissions and replacement transactions involving annuity and life insurance products to ensure compliance with regulatory requirements, suitability standards, and company policies. This role contributes to our mission by helping protect clients, supporting ethical business practices, and maintaining a strong culture of compliance and risk awareness. The Specialist serves as a trusted resource to registered representatives, field agents, and business partners, providing guidance on suitability-related matters and regulatory obligations.

This opportunity offers exposure to cross-functional partnerships, regulatory initiatives, and process improvement efforts that support business effectiveness and client outcomes.

• Review new business and replacement applications to ensure transactions meet suitability standards, regulatory requirements, and company guidelines.
• Conduct reviews, monitoring activities, and audits to identify unusual, suspicious, or potentially non-compliant activity; investigate findings and elevate concerns as appropriate.
• Provide guidance and support to registered representatives, field supervision, and business partners regarding suitability requirements, regulatory expectations, and best practices.
• Partner with Compliance, Operations, Supervision, and Technology teams to develop and implement process improvements, surveillance enhancements, and regulatory change management initiatives.
• Maintain accurate documentation and records of suitability reviews, determinations, escalations, and related communications in accordance with company policies and regulatory requirements.

• Experience in suitability review, compliance, risk management, or a related financial services function.
• Strong understanding of annuity and life insurance products, including their features, benefits, risks, and suitability considerations.
• Knowledge of financial planning concepts, retirement planning strategies, and client investment objectives.
• Familiarity with applicable regulatory requirements and industry standards related to suitability reviews and insurance products.

• Experience partnering with Compliance, Operations, Supervision, and Technology teams on process improvement initiatives.
• Experience supporting regulatory change management, monitoring programs, or surveillance activities.
• Experience conducting audits, investigations, and escalation of compliance concerns.
• Strong documentation and record-keeping skills within a regulated environment.
• Ability to provide consultation and guidance to business partners on suitability and regulatory matters.

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

The role being advertised is an existing vacancy.

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