Commercial Loan Officer

Location: On Site - Franklin, Massachusetts, United States

Skills: Commercial Lending, Commercial Loans, SBA, 504C

Join a leading institution in the banking sector dedicated to building strong relationships and supporting business clients with tailored financial solutions. As a Commercial Loan Officer, you will drive new business development and manage a diverse portfolio of commercial clients, delivering exceptional service and innovative lending products. This opportunity offers significant exposure to a dynamic regional banking environment and positions you at the forefront of business community engagement and growth.

• Develop and manage new commercial banking relationships to expand the bank’s portfolio.
• Assess client needs and deliver tailored financial products and services to business customers.
• Negotiate, structure, and process commercial loans, ensuring proper documentation and risk management.
• Monitor and maintain the quality and profitability of assigned commercial loan portfolios.
• Cross-sell additional banking products to deepen relationships and achieve budgeted growth targets.
• Collaborate with credit and loan servicing teams to ensure thorough credit analysis and regulatory compliance.
• Actively participate in networking, community, and industry events to enhance business development efforts and nurture referral sources.
• Stay current on banking regulations, complete annual compliance training, and recommend policy improvements.

• Bachelor’s degree or equivalent experience in a relevant field.
• At least three years of specialized commercial lending experience or commercial loan/business development.
• Strong organizational, analytical, interpersonal, communication, and negotiation skills.
• Demonstrated proficiency in Microsoft Word, Excel, and presentation software.
• Ability to analyze financial statements and interpret lending regulations.
• Experience in managing client relationships and driving new business opportunities.
• Valid driver's license and willingness to travel locally to attend meetings, events, and branch visits.

• Specialized training in commercial lending or certifications relevant to banking.
• Familiarity with SBA 7A/504C lending and loan workout strategies.
• Experience presenting commercial credit proposals to committees or senior management.
• Active participation in local professional or community organizations.
• Ability to offer guidance or mentorship to junior commercial lenders.