Fraud Abuse Specialist, Digital Fraud & Abuse

Overview

GEICO seeks a Fraud Abuse Specialist to help develop fraud analytics models that detect suspicious activity across GEICO’s business sectors. The role involves applying advanced data analysis skills (SQL, Python, machine learning, and data science) to drive high-impact projects in collaboration with engineers, product teams, and business stakeholders in the digital fraud domain. You will contribute to standardizing processes that enable smart decision-making and respond quickly to emerging threats.

• Develop and maintain advanced fraud models to identify identity fraud, account takeover, and synthetic identity risks.
• Perform risk analyses and manage complex data sets using tools such as SQL, Python, and R.
• Monitor fraud analytics covering Identity and Entity Resolution/Detection, Social Network Analysis, and Unsupervised Monitoring techniques.
• Establish anomaly behaviors and indicators that prompt active response within and outside defined ranges.
• Integrate data from third-party technology providers and tools to continuously enhance fraud detection capabilities.
• Oversee the ongoing performance of fraud analytic models to ensure effectiveness as fraud schemes evolve.
• Assist in developing dashboards to report key performance indicators and generate suspicious activity alerts for the operations team.
• Conduct comprehensive fraud risk assessments to identify program vulnerabilities, evaluate risks, set tolerances, and recommend mitigation strategies.
• Establish and report on Key Performance Indicators, including alert volume, adjudication outcomes, time to resolution, fraud type, and entry point.
• Demonstrate proficiency in data visualization and dynamic dashboard creation using Tableau.
• Maintain knowledge of both relational and non-relational database systems and architecture.
• Identify problems and optimize solutions with attention to detail and strong analytical, verbal, and written communication skills.
• Leverage data and technical expertise to scale signal analysis and identify fraudulent actors.
• Manage the complete lifecycle of complex issues, from identification through scalable solution implementation.
• Utilize agentic AI systems to automate workflows, enhance pattern detection, and expedite investigation and detection initiatives.

• Bachelor’s degree in Math, Statistics, Computer Science, or related Science field, or equivalent experience in data science, machine learning, or data mining.
• 5+ years of relevant analytic experience in digital fraud, abuse prevention, identity risk, and related fields.
• Proven technical proficiency, including understanding APIs, data workflows, customer environments, and ability to translate requirements for engineering teams.
• Track record of influencing organizational change in large, matrixed environments.
• Experience building machine learning and heuristic fraud signals and rules with data and technology teams.
• Experience partnering with product and engineering teams on platform evolution.
• Preferred: experience in insurance, fintech, or large-scale consumer digital platforms; familiarity with adaptive authentication, device intelligence, and risk engines.
• Relevant certifications are a plus.

Annual Salary: $ - $. The range is a general guideline; final offer depends on role scope, experience, education, location, and market conditions. At this time, GEICO will not sponsor a new applicant for employment authorization for this position.

The GEICO Pledge:
Great Company, Great Culture, Great Rewards, and Great Careers. GEICO provides equal employment opportunity to all associates and job applicants regardless of race, color, religious creed, national origin, ancestry, age, gender, pregnancy, sexual orientation, gender identity, marital status, familial status, disability, or genetic information, in compliance with applicable federal, state, and local law. GEICO reasonably accommodates qualified individuals with disabilities to enable equal employment opportunity and to perform essential functions, unless accommodation would impose an undue hardship.

GEICO also maintains a work environment free from intimidation or harassment and promotes a culture of mutual respect by all associates and applicants.