Senior Financial Restructuring Manager

Rabobank is the world's leading specialist in food and agribusiness banking. As a Financial Restructuring Manager you will develop and implement workout strategies on an assigned portfolio of highly complex problem loans.

One of our key strengths lies in our people who have a deep understanding of agriculture and are committed to adding long-term value for clients. At Rabobank our culture is unique, because every day our people work knowing that we are all playing our part in supporting our farmers to feed the world.

“The position provides opportunities to collaborate with our Clients in overcoming whatever challenges have brought them to Financial Restructuring and to work together to find the best path forward for both the Client and Rabo.”

As a Senior Financial Restructuring Manager you will be successful by establishing and building strong working relationships with clients and colleagues to manage risk for the bank and coach clients to help them succeed.

The position contributes to the department’s goal of a smooth and accurate process in the Financial Restructuring & Recovery operation for Rabo Agri Finance LLC, the rural lending arm of Rabobank in the US.

• Coordinates the semi-annual Loan Strategy Report cycles and ensures that all LSR’s are prepared and presented timely.
• Be familiar with and comply with laws, regulations and internal policies and procedures that are applicable to required job duties within the Financial Restructuring group. Financial Restructuring Managers work directly with RAF Legal and outside counsel to ensure timely and quality results.
• Coordinate the loan closing activities of Financial Restructuring loans. And work directly with Closing and Legal staff to achieve timely and quality results.
• Coach and counsel colleagues on matters relative to Financial Restructuring loans and issues. They may act in an advisory role with the Business on loans classified OLEM or Early Warning.
• Understand the loan relationship, assessing the issues that caused the classification downgrade, and work with the Business and possibly the customer, to devise and implement a plan that effectively rehabilitates the credit and ultimately results in an upgrade in the loan classification.

• Bachelor's degree in a related field.
• 7+ years of experience in loan restructuring and risk management.
• Strong negotiation skills and the ability to solve complex problems.
• Ability to analyze simple to complex financial statements to evaluate the financial stability of an entity or individual.
• Establish and build strong working relationships with clients and others that may be challenging to work with.
• Ability to travel regionally, up to 50%.
• Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce.

We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction. To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need.

• Physical Well-Being includes our commitment to Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
• Financial Well-Being provides for your Retirement + Savings + Security. You can start participating in the 401(k) plan on your date of hire. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
• Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program: up to 20 days of vacation time, 5…