VP, Relationship Manager, Middle Market Commercial Real Estate Lending Northern Cal

Overview

BANC OF CALIFORNIA, INC. is a bank holding company with assets and a focus on relationship-based commercial banking for small to middle-market businesses. The opportunity is for a VP, Relationship Manager, Middle Market Commercial Real Estate Lending in Central & Northern California, sourcing opportunities, underwriting, and managing credit facilities with a focus on owner-occupied real estate and working capital needs.

Fresno, CA (BR Palm, 5126 N Palm Ave, Fresno, CA 93704, USA). 0 more locations. On-site role.

• Source opportunities and establish new relationships, while nurturing existing ones.
• Analyze commercial lending opportunities including working capital lines of credit, term loans to businesses, and owner-occupied real estate loans.
• Perform borrower/guarantor balance sheet and cash flow analyses to determine appropriate credit facilities and terms.
• Gather information and prepare credit displays and investment analyses for review by department managers and credit administrators.
• Guide credit requests through review by division managers and senior credit reviewers; assist loan administration through the closing process.
• Maintain ongoing analyses to monitor borrower/guarantor credit quality and collateral value; support processing and closing of credit facilities with loan administration and legal counsel.
• Stay informed of market trends and maintain a network of referral sources.
• Participate in interviewing and hiring decisions; prepare and deliver employee performance evaluations and career development activities; manage and train team members; ensure adherence to policies and procedures.
• Perform other duties and projects as assigned.

• Minimum of 6–8 years of experience in commercial lending, including valuation, asset management, and financial analysis.
• B.A. degree in finance or related field or equivalent work experience.
• Knowledge and adherence to applicable state and federal regulations (e.g., TILA, ECOA, FHA, HMDA, RESPA, FCRA, BSA/AML, CIP, RFPA, CRA).
• General knowledge of loan documentation, collateral analysis, and financial statement review.
• Proficiency with spreadsheets and tools (Word, Excel, Argus); familiarity with Moody’s analysis systems and nCino is a plus.
• Strong written and verbal communication, interpersonal skills, and the ability to work with diverse stakeholders.
• High school diploma or equivalent required.

• Financial Security: Eligible for the company 401(k) with company match and immediate vesting.
• Health & Well-Being: Comprehensive medical, dental, vision, AD&D, life, long-term disability, pre-tax health savings account with employer contributions, and flexible spending accounts.
• Building & Supporting Your Family: Adoption, surrogacy, fertility assistance, paid parental leave, and family-support solutions.
• Paid Time Away: Vacation, holidays, and volunteer time off.
• Career Growth: Tuition reimbursement, mentorship program, leadership development resources, Linked In Learning access, and more.

The base salary is determined by education, experience, training, and market data.

Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration without regard to race, religion, color, sex, sexual orientation, gender identity, national origin, age, disability, or other protected characteristics, and in compliance with applicable laws. If reasonable accommodation is required during the application process, please contact Talent Acquisition.