Senior Quantitative Analyst - Model Development & Execution

Job Summary

This position is responsible for performing model execution activities including data collection and preparation, reviewing and challenging model inputs, executing statistical and non‑statistical models, conducting detailed performance analysis of model outputs, designing, testing, and implementing necessary model adjustments, and performing other ad‑hoc analysis as required. The Analyst will prepare insightful and actionable presentations of supporting materials to internal and external stakeholders, including executive leadership, auditors, and regulators.

The role also participates in implementation activities related to new models, identifying and presenting impacts to stakeholders.

• Execute assigned models to produce outputs as required. Analyze inputs, processing, and outputs to glean actionable insights for leadership. Anticipate, develop, and defend required model adjustments. Proactively enhance model execution processes, related control environment, and derived insights.
  
  - (20%)
• Summarize results into key insights that are easy to understand and useful for operations and strategic decision‑making. Expand the suite of analytical insights to gain deeper understanding of business drivers.
  
  - (20%)
• Present key findings and recommended solutions to internal and external stakeholders. Develop key content for analytical presentations that are easy to understand and insightful for non‑technical audiences.
  
  - (20%)
• Help maintain complete and accurate model and operational processes and procedures. Perform model monitoring and maintenance, reviews, and remediation when necessary. Establish and perform necessary controls and assist with risk and control self‑assessments. Ensure that adequate supporting documentation is preserved for model validators and reviewers as well as regulators.
  
  - (20%)
• Partner with internal stakeholders to support model development activities with an execution and business implementation focus.
  
  - (10%)
• Look for and implement continuous improvements to existing processes and procedures.
  
  - (10%)

• Bachelor’s Degree in finance, statistics, economics, or related field, or equivalent relevant work experience.
• 5+ years of experience with model development, execution, and analysis in a financial department or with financial related products.
• Strong tactical knowledge of CECL and stress testing.

• 7+ years of experience or more within model development, execution, and analysis within the credit card industry.
• Familiarity with Git for code versioning and maintaining controlled, reproducible model execution workflows.

• Financial Modeling
• Financial Acumen
• Technical Acumen
• Virtual Collaboration
• Python (Programming Language)
• Hyperion Essbase
• Microsoft Excel
• Advanced SQL

Manager and above

0

• Normal office environment. Remote or Hybrid. 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

• Ability to travel up to 10% annually.

• Communicate/Hearing
• Communicate/Talking
• Stationary Position/Seated
• Typing/Writing
• Maintain focus in high pressure or fast‑paced work environment

Employee benefits include comprehensive medical, prescription drug, dental, vision, life insurance, disability, 401(k) plan, paid holidays, flexible time off, paid sick time, stock purchase options, annual incentive bonus, and other voluntary benefits. Details may vary by location and position.

• Bread Financial offers competitive pay and a comprehensive selection of benefit options including 401(k).
• The Company is an Equal Opportunity Employer.
• Any applicant offered employment must be legally authorized to work in the United States for the Company.
• The Company participates in E‑Verify.
• The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws.

Finance & Accounting

Regular