Mortgage Compliance Analyst

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The position is responsible for the analysis and validation of Home Loans Loan Origination System data used in HMDA reporting, ensuring the LOS reflects accurate data. This role involves close collaboration with business stakeholders to identify and resolve risk issues. A proactive approach to problem-solving is essential, focusing on both immediate issue resolution and the implementation of safeguards to prevent recurrence.

• HMDA Data Validation:
  Review and validate HMDA data on loan applications to ensure accuracy and compliance with regulations.
• Problem Solving & Root Cause Analysis:
  Utilize structured methodologies to investigate operational issues, identify root causes, and develop sustainable solutions for risk resolution.
• Risk Mitigation & Control Design:
  Evaluate process-related risks, then design and implement controls and preventative measures to ensure regulatory compliance and adherence to internal policies.
• Business Requirements Gathering:
  Collaborate with stakeholders to gather and document comprehensive business requirements for process changes and system enhancements, specifically for risk mitigation.
• Test Scenario Development & Automation Support:
  Partner with business users and IT to define business-focused testing scenarios for system changes and support their automation to ensure thorough validation and minimize post-implementation issues.

• Mortgage Experience
• Organized and Attention to Detail
• Problem Solver
• Stakeholder management (ability to communicate across all of mortgage)

• Minimum Education Requirements such as:
  High School Diploma or Bachelor's Degree
• Minimum Experience Requirements such as: 1 year experience in a similar role
• Knowledge of certain systems, policies, and procedures that are necessary to perform basic job functions right away
• Language requirements if consistently partnering with teams that have a large client base with a foreign language

• Experience in Risk Issues
• Automated Testing

• Competitive salary packages and bonuses
• Comprehensive medical, dental, vision and life insurance benefits
• Generous vacation and holidays
• Paid parental leave for e