Risk Analyst - AML & Financial Crimes

We are seeking an experienced Risk Analyst – AML & Financial Crimes with a strong background in Anti-Money Laundering (AML), financial crimes investigations, and fraud within banking or financial services environments. This individual will support our financial services clients in investigating potentially suspicious activity, assessing financial crime risk, and executing critical AML and compliance processes.

The ideal candidate brings a strong investigative mindset, sound judgment, and hands‑on experience analyzing customer and transactional activity. This role requires strong attention to detail, clear written communication, and the ability to effectively document and elevate investigative findings within highly regulated environments.

This is a full-time consulting opportunity supporting our financial services clients. We are seeking candidates with 3-5 years of relevant experience located in or near Charlotte, NC;
New York, NY; or Frisco/Dallas, TX who are comfortable working in a hybrid environment.

As a Risk Analyst – AML & Financial Crimes, you will partner with client compliance, risk, and financial crimes teams to conduct investigations, assess potentially suspicious activity, and support effective execution of AML and financial crimes programs.

Depending on the engagement, responsibilities may include transaction monitoring, unusual activity investigations, Enhanced Due Diligence (EDD), name and sanctions screening, adverse media reviews, fraud investigations, and alert and case management. You will analyze complex information, identify potential financial crime risk, document findings, and support appropriate escalation and regulatory reporting processes.

• Conduct AML, fraud, and financial crimes investigations by analyzing customer profiles, transactional activity, account behavior, and other relevant information.

• Review, investigate, and disposition transaction monitoring and financial crimes alerts in accordance with established policies, procedures, and regulatory requirements.
• Identify and investigate unusual or potentially suspicious activity, including transaction patterns, movement of funds, customer relationships, and other financial crime risk indicators.
• Perform Enhanced Due Diligence (EDD) and risk reviews involving higher-risk customers, relationships, transactions, or jurisdictions.
• Support name screening, sanctions screening, adverse media/negative news reviews, and related escalation processes as needed.
• Conduct fraud-related investigations and identify patterns, anomalies, or behaviors that may indicate fraudulent or suspicious activity.
• Prepare clear, concise, and defensible investigative narratives, case documentation, recommendations, and escalations.
• Support Suspicious Activity Report (SAR) investigation, decisioning, documentation, and drafting processes as appropriate.
• Research customers, counter parties, entities, and transactions using internal systems, external research tools, and available data sources.
• Partner with compliance, risk, operations, legal, and other stakeholders to resolve complex cases and support broader financial crimes initiatives.
• Maintain accurate, complete, and audit-ready documentation while adhering to applicable regulatory requirements, internal policies, and confidentiality standards.
• Build strong client relationships through proactive communication, collaboration, sound judgment, and a value-added consulting approach.

• 3-5 years of experience in AML, financial crimes investigations, fraud, transaction monitoring, EDD, sanctions/name screening, or a related compliance or risk function.
• Demonstrated hands‑on experience conducting investigations and analyzing potentially suspicious or fraudulent…