Private Banker

• Manage and service high-net-worth Private Banking customer relationships
• Oversee relationships, acquire new clients, promote Private Banking consumer products, and connect clients with other bank departments
• Assess prospective clients for Private Banking program eligibility and make referrals to other lines of business
• Proactively address client needs through relational selling and a trusted-advisor role
• Review and analyze financial information to determine creditworthiness
• Work with senior-level Private Bankers and representatives from other lines of business
• Build community relationships through business organizations, community events, and nonprofit organizations
• Grow loan and deposit portfolios through new and organic business
• Manage portfolio asset quality and achieve relationship retention, expansion, and advocacy goals
• Participate in educational and development opportunities
• Maintain compliant, complete loan files and complete required compliance training
• Perform other assigned duties

• Bachelor’s degree in business, finance, related field, or relevant job experience is preferred
• 2+ years banking experience with basic sales skills and elevated customer service are preferred
• Experience in the local market required
• Understanding of banking products and services and ability to tailor packages to client needs
• Well-developed interpersonal and negotiating skills
• Excellent written and verbal communication skills
• Basic accounting, credit, and sales skills
• Detail oriented and able to multi-task
• Ability to read and interpret procedure manuals, business correspondence, journals, and government regulations
• Ability to analyze financial reports and legal documents
• Ability to write routine reports and business correspondence
• Ability to present information effectively to individuals and groups
• MS Office proficiency
• Proficiency in lending computer software
• NMLS required

Demonstrates expertise in managing high-net-worth Private Banking customer relationships, with a strong focus on client acquisition, financial analysis, and compliance. Proficient in tailoring banking products to meet client needs while maintaining portfolio asset quality and achieving retention goals.

• Private Banking Relationship Management
• Financial Analysis
• Client Acquisition
• NMLS Certification
• MS Office Proficiency

• Banking Products Knowledge
• Credit Analysis
• Sales Skills
• Detail Orientation
• Multi-tasking
• Basic Accounting Skills
• Financial Report Analysis
• Legal Document Interpretation
• Routine Report Writing
• Business Correspondence

• Interpersonal Skills
• Negotiating Skills
• Written Communication Skills
• Verbal Communication Skills

• NMLS

• Private Banking
• High-Net-Worth Clients
• Client Retention
• Community Relationships
• Compliance Training

• Lending Computer Software